Yiren Digital Ltd
NYSE:YRD
Decide at what price you'd be comfortable buying and we'll help you stay ready.
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P/E
Price to Earnings (P/E) ratio shows how much investors pay for each dollar of a company`s earnings. It`s calculated by dividing the company`s market value by its total earnings.
Price to Earnings (P/E) ratio shows how much investors pay for each dollar of a company`s earnings. It`s calculated by dividing the company`s market value by its total earnings.
Valuation Scenarios
If P/E returns to its 3-Year Average (1.7), the stock would be worth $0.12 (94% downside from current price).
| Scenario | P/E Value | Implied Price | Upside/Downside |
|---|---|---|---|
| Current Multiple | 27.7 | $1.89 |
0%
|
| 3-Year Average | 1.7 | $0.12 |
-94%
|
| 5-Year Average | 1.4 | $0.09 |
-95%
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| Industry Average | 15.3 | $1.05 |
-45%
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| Country Average | 29.6 | $2.02 |
+7%
|
Forward P/E
Today’s price vs future net income
Peer Comparison
| Market Cap | P/E | ||||
|---|---|---|---|---|---|
| CN |
|
Yiren Digital Ltd
NYSE:YRD
|
164.3m USD | 27.7 | |
| US |
|
American Express Co
NYSE:AXP
|
215.3B USD | 19.4 | |
| US |
|
Capital One Financial Corp
NYSE:COF
|
117.5B USD | 40.7 | |
| IN |
|
Bajaj Finance Ltd
NSE:BAJFINANCE
|
5.7T INR | 31.9 | |
| US |
|
Discover Financial Services
NYSE:DFS
|
50.3B USD | 9.1 | |
| US |
|
Synchrony Financial
NYSE:SYF
|
25.3B USD | 7.2 | |
| IN |
|
Shriram Finance Ltd
NSE:SHRIRAMFIN
|
2.2T INR | 22.7 | |
| US |
|
SoFi Technologies Inc
NASDAQ:SOFI
|
19.7B USD | 41 | |
| KZ |
K
|
Kaspi.kz AO
NASDAQ:KSPI
|
16.3B USD | 0 | |
| IN |
|
Muthoot Finance Ltd
NSE:MUTHOOTFIN
|
1.4T INR | 15.9 | |
| IN |
|
Tata Capital Ltd
NSE:TATACAP
|
1.3T INR | 30.9 |
Market Distribution
| Min | 0 |
| 30th Percentile | 17.1 |
| Median | 29.6 |
| 70th Percentile | 57.7 |
| Max | 43 569.3 |
Other Multiples
Yiren Digital Ltd
Glance View
Yiren Digital Ltd. is engaged in the easy access to affordable credit and investors with attractive investment opportunities through its online marketplace. The company is headquartered in Beijing, Beijing and currently employs 56 full-time employees. The company went IPO on 2015-12-18. The firm conducts its business in China, through Yi Ren Heng Ye Technology Development (Beijing) Co., Ltd. (Heng Ye) and its consolidated variable interest entity, Heng Cheng Technology Development (Beijing) Co., Ltd. (Heng Cheng). Heng Cheng operates its Website, www.yirendai.com, and has an Internet content provider (ICP) license as an Internet information provider. Its online marketplace facilitates standard loan products, express loan products and vertical loan products to borrowers. Uses for these loan products include home remodels, durable good purchases, travel and continuing education. Its online marketplace provides investors with various investing tools, such as automated investing tool and self-directed investing tool. The company maintains a secondary loan market on its marketplace where investors can transfer the loans they hold prior to maturity at the fair value of the remaining loans.
