Standard Premium Finance Holdings Inc
OTC:SPFX
Decide at what price you'd be comfortable buying and we'll help you stay ready.
|
Johnson & Johnson
NYSE:JNJ
|
US |
|
Berkshire Hathaway Inc
NYSE:BRK.A
|
US |
|
Bank of America Corp
NYSE:BAC
|
US |
|
Mastercard Inc
NYSE:MA
|
US |
|
UnitedHealth Group Inc
NYSE:UNH
|
US |
|
Exxon Mobil Corp
NYSE:XOM
|
US |
|
Pfizer Inc
NYSE:PFE
|
US |
|
Nike Inc
NYSE:NKE
|
US |
|
Visa Inc
NYSE:V
|
US |
|
Alibaba Group Holding Ltd
NYSE:BABA
|
CN |
|
JPMorgan Chase & Co
NYSE:JPM
|
US |
|
Coca-Cola Co
NYSE:KO
|
US |
|
Verizon Communications Inc
NYSE:VZ
|
US |
|
Chevron Corp
NYSE:CVX
|
US |
|
Walt Disney Co
NYSE:DIS
|
US |
|
PayPal Holdings Inc
NASDAQ:PYPL
|
US |
EV/IC
Enterprise Value to Invested Capital (EV/IC) ratio compares a company`s total enterprise value to the capital invested in its business. It shows how efficiently the company`s market value reflects the funds used to generate returns.
Enterprise Value to Invested Capital (EV/IC) ratio compares a company`s total enterprise value to the capital invested in its business. It shows how efficiently the company`s market value reflects the funds used to generate returns.
Valuation Scenarios
If EV/IC returns to its 3-Year Average (0.9), the stock would be worth $2.21 (4% upside from current price).
| Scenario | EV/IC Value | Implied Price | Upside/Downside |
|---|---|---|---|
| Current Multiple | 0.9 | $2.12 |
0%
|
| 3-Year Average | 0.9 | $2.21 |
+4%
|
| 5-Year Average | 1 | $2.27 |
+7%
|
| Industry Average | 1 | $2.28 |
+8%
|
| Country Average | 1.5 | $3.52 |
+66%
|
Forward EV/IC
Today’s price vs future invested capital
Peer Comparison
| Market Cap | EV/IC | P/E | ||||
|---|---|---|---|---|---|---|
| US |
S
|
Standard Premium Finance Holdings Inc
OTC:SPFX
|
6.4m USD | 0.9 | 5.9 | |
| IN |
S
|
SPS Finquest Ltd
BSE:538402
|
2.6T INR | 4 185.7 | 877 228.1 | |
| TR |
D
|
Destek Finans Faktoring AS
IST:DSTKF.E
|
910B TRY | 19.5 | 241.6 | |
| IN |
|
Power Finance Corporation Ltd
NSE:PFC
|
1.5T INR | 0.9 | 5.8 | |
| IN |
|
Indian Railway Finance Corp Ltd
NSE:IRFC
|
1.4T INR | 1.1 | 19.5 | |
| JP |
|
Mitsubishi HC Capital Inc
TSE:8593
|
2T JPY | 0.8 | 11 | |
| JP |
|
Shinkin Central Bank
TSE:8421
|
1.6T JPY | 0 | 56.9 | |
| IN |
|
REC Limited
NSE:RECLTD
|
933B INR | 1 | 5.4 | |
| CA |
|
Element Fleet Management Corp
TSX:EFN
|
12.9B CAD | 1.8 | 46.4 | |
| JP |
|
Tokyo Century Corp
TSE:8439
|
1.1T JPY | 0.7 | 8.2 | |
| TW |
|
Chailease Holding Company Ltd
TWSE:5871
|
197.7B TWD | 0.5 | 10.3 |
Market Distribution
| Min | 0 |
| 30th Percentile | 0.9 |
| Median | 1.5 |
| 70th Percentile | 2.9 |
| Max | 566 432.7 |
Other Multiples
Standard Premium Finance Holdings Inc
Glance View
Standard Premium Finance Holdings, Inc. engages in the provision of collateralized loans to business and individuals to finance the insurance premiums on commercial property and casualty insurance policies. The company is headquartered in Miami, Florida and currently employs 21 full-time employees. The company went IPO on 2022-03-17. The firm is specializes primarily in commercial policies. The Company, through its subsidiary Standard Premium Finance Management, operates licensed insurance premium finance company in Florida, Georgia, North Carolina, South Carolina, Texas, Arizona, Virginia, Arkansas, Nebraska, Mississippi, Maryland, Colorado, Ohio, Louisiana, Tennessee, Massachusetts, Minnesota, and Alabama. The company targets premium financing loans from $1,000 to $15,000, with repayment terms ranging from six to 10 months. Loans are originated primarily through a network of insurance agents solicited by its in-house sales team and marketing representatives. The Company’s premium finance loans are provided to small and medium size businesses to finance the purchase of commercial property and casualty insurance policies with a one-year term. Its loans have a nine to 10-month term.
