Standard Premium Finance Holdings Inc
OTC:SPFX
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P/B
Price to Book (P/B) ratio compares a company`s market value to its book value. It shows how much investors are paying for each dollar of net assets on the balance sheet.
Price to Book (P/B) ratio compares a company`s market value to its book value. It shows how much investors are paying for each dollar of net assets on the balance sheet.
Valuation Scenarios
If P/B returns to its 3-Year Average (1), the stock would be worth $2.61 (4% upside from current price).
| Scenario | P/B Value | Implied Price | Upside/Downside |
|---|---|---|---|
| Current Multiple | 1 | $2.5 |
0%
|
| 3-Year Average | 1 | $2.61 |
+4%
|
| 5-Year Average | 1.4 | $3.49 |
+39%
|
| Industry Average | 1.6 | $4.01 |
+60%
|
| Country Average | 2.5 | $6.41 |
+157%
|
Forward P/B
Today’s price vs future total equity
Peer Comparison
| Market Cap | P/B | P/E | ||||
|---|---|---|---|---|---|---|
| US |
S
|
Standard Premium Finance Holdings Inc
OTC:SPFX
|
7.5m USD | 1 | 6.9 | |
| IN |
S
|
SPS Finquest Ltd
BSE:538402
|
2.6T INR | 4 203.9 | 877 228.1 | |
| TR |
D
|
Destek Finans Faktoring AS
IST:DSTKF.E
|
841.7B TRY | 69 | 223.5 | |
| IN |
|
Power Finance Corporation Ltd
NSE:PFC
|
1.6T INR | 1.2 | 6.1 | |
| IN |
|
Indian Railway Finance Corp Ltd
NSE:IRFC
|
1.4T INR | 2.4 | 19.4 | |
| JP |
|
Mitsubishi HC Capital Inc
TSE:8593
|
2T JPY | 1.1 | 11.1 | |
| IN |
|
REC Limited
NSE:RECLTD
|
991.3B INR | 1.2 | 5.7 | |
| JP |
|
Shinkin Central Bank
TSE:8421
|
1.7T JPY | 1 | 57.4 | |
| CA |
|
Element Fleet Management Corp
TSX:EFN
|
13.1B CAD | 4.8 | 46.8 | |
| TW |
|
Chailease Holding Company Ltd
TWSE:5871
|
207.9B TWD | 1.1 | 10.8 | |
| JP |
|
Tokyo Century Corp
TSE:8439
|
1T JPY | 1 | 7.9 |
Market Distribution
| Min | 0 |
| 30th Percentile | 1.5 |
| Median | 2.5 |
| 70th Percentile | 4.8 |
| Max | 147 580.5 |
Other Multiples
Standard Premium Finance Holdings Inc
Glance View
Standard Premium Finance Holdings, Inc. engages in the provision of collateralized loans to business and individuals to finance the insurance premiums on commercial property and casualty insurance policies. The company is headquartered in Miami, Florida and currently employs 21 full-time employees. The company went IPO on 2022-03-17. The firm is specializes primarily in commercial policies. The Company, through its subsidiary Standard Premium Finance Management, operates licensed insurance premium finance company in Florida, Georgia, North Carolina, South Carolina, Texas, Arizona, Virginia, Arkansas, Nebraska, Mississippi, Maryland, Colorado, Ohio, Louisiana, Tennessee, Massachusetts, Minnesota, and Alabama. The company targets premium financing loans from $1,000 to $15,000, with repayment terms ranging from six to 10 months. Loans are originated primarily through a network of insurance agents solicited by its in-house sales team and marketing representatives. The Company’s premium finance loans are provided to small and medium size businesses to finance the purchase of commercial property and casualty insurance policies with a one-year term. Its loans have a nine to 10-month term.
