Saudi Investment Bank SJSC
SAU:1030
Income Statement
Income Statement
Saudi Investment Bank SJSC
Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||||||||||||||||||||||||||||||||||
Net Interest Income |
1 380
|
1 408
|
1 450
|
1 540
|
1 616
|
1 676
|
1 728
|
1 731
|
1 714
|
1 703
|
1 722
|
1 672
|
1 722
|
1 788
|
1 836
|
2 174
|
2 276
|
2 363
|
2 450
|
2 288
|
2 305
|
2 291
|
2 261
|
2 278
|
2 280
|
2 329
|
2 338
|
2 322
|
2 282
|
2 261
|
2 283
|
2 360
|
2 404
|
2 487
|
2 647
|
2 832
|
3 086
|
3 279
|
3 408
|
3 404
|
3 422
|
|
Interest Income |
1 939
|
1 998
|
2 073
|
2 166
|
2 237
|
2 328
|
2 385
|
2 441
|
2 572
|
2 746
|
2 997
|
3 201
|
3 360
|
3 433
|
3 441
|
3 370
|
3 334
|
3 365
|
3 452
|
3 633
|
3 789
|
3 886
|
3 911
|
3 903
|
3 822
|
3 713
|
3 511
|
3 262
|
3 012
|
2 850
|
2 779
|
2 813
|
2 878
|
3 062
|
3 458
|
4 067
|
4 944
|
5 856
|
6 730
|
7 415
|
7 867
|
|
Interest Expense |
559
|
590
|
623
|
626
|
621
|
652
|
657
|
710
|
859
|
1 043
|
1 275
|
1 529
|
1 638
|
1 645
|
1 605
|
1 196
|
1 058
|
1 002
|
1 002
|
1 346
|
1 484
|
1 595
|
1 650
|
1 625
|
1 542
|
1 384
|
1 173
|
940
|
730
|
589
|
495
|
453
|
474
|
575
|
810
|
1 235
|
1 858
|
2 578
|
3 322
|
4 011
|
4 446
|
|
Non Interest Income |
889
|
893
|
925
|
1 046
|
811
|
841
|
815
|
840
|
737
|
720
|
731
|
812
|
719
|
696
|
716
|
607
|
515
|
495
|
448
|
710
|
559
|
549
|
609
|
751
|
660
|
637
|
594
|
814
|
625
|
692
|
671
|
843
|
684
|
632
|
638
|
840
|
565
|
588
|
600
|
963
|
699
|
|
Revenue |
2 269
N/A
|
2 301
+1%
|
2 375
+3%
|
2 585
+9%
|
2 426
-6%
|
2 516
+4%
|
2 543
+1%
|
2 572
+1%
|
2 451
-5%
|
2 423
-1%
|
2 453
+1%
|
2 484
+1%
|
2 441
-2%
|
2 484
+2%
|
2 552
+3%
|
2 782
+9%
|
2 790
+0%
|
2 858
+2%
|
2 898
+1%
|
2 998
+3%
|
2 864
-4%
|
2 840
-1%
|
2 870
+1%
|
3 028
+6%
|
2 939
-3%
|
2 966
+1%
|
2 932
-1%
|
3 136
+7%
|
2 907
-7%
|
2 953
+2%
|
2 954
+0%
|
3 203
+8%
|
3 088
-4%
|
3 118
+1%
|
3 285
+5%
|
3 672
+12%
|
3 651
-1%
|
3 866
+6%
|
4 008
+4%
|
4 367
+9%
|
4 121
-6%
|
|
Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||
Loan Loss Provision |
(216)
|
(207)
|
(191)
|
(221)
|
(103)
|
(128)
|
(136)
|
(118)
|
(213)
|
(225)
|
(233)
|
(246)
|
(173)
|
(189)
|
(222)
|
(213)
|
(257)
|
(247)
|
(274)
|
(247)
|
(236)
|
(922)
|
(898)
|
(1 343)
|
(1 490)
|
(838)
|
(829)
|
(449)
|
(289)
|
(300)
|
(294)
|
(271)
|
(244)
|
(188)
|
12
|
(192)
|
(235)
|
(261)
|
(498)
|
(359)
|
(359)
|
|
Non Interest Expense |
(828)
|
(842)
|
(879)
|
(1 007)
|
(1 010)
|
(1 042)
|
(1 088)
|
(1 281)
|
(1 223)
|
(1 236)
|
(1 387)
|
(1 336)
|
(1 222)
|
(1 219)
|
(1 116)
|
(1 290)
|
(1 211)
|
(1 250)
|
(1 220)
|
(1 307)
|
(1 195)
|
(1 192)
|
(1 205)
|
(1 356)
|
(1 297)
|
(1 296)
|
(1 291)
|
(1 458)
|
(1 299)
|
(1 354)
|
(1 401)
|
(1 664)
|
(1 491)
|
(1 499)
|
(1 538)
|
(1 768)
|
(1 578)
|
(1 643)
|
(1 682)
|
(1 980)
|
(1 697)
|
|
Pre-Tax Income |
1 224
N/A
|
1 252
+2%
|
1 306
+4%
|
1 357
+4%
|
1 313
-3%
|
1 345
+2%
|
1 319
-2%
|
1 173
-11%
|
1 015
-13%
|
962
-5%
|
833
-13%
|
902
+8%
|
1 047
+16%
|
1 076
+3%
|
1 214
+13%
|
1 279
+5%
|
1 323
+3%
|
1 362
+3%
|
1 404
+3%
|
1 444
+3%
|
1 434
-1%
|
726
-49%
|
766
+6%
|
330
-57%
|
152
-54%
|
832
+448%
|
812
-2%
|
1 229
+51%
|
1 319
+7%
|
1 299
-2%
|
1 259
-3%
|
1 267
+1%
|
1 354
+7%
|
1 431
+6%
|
1 760
+23%
|
1 712
-3%
|
1 837
+7%
|
1 962
+7%
|
1 829
-7%
|
2 028
+11%
|
2 064
+2%
|
|
Net Income | ||||||||||||||||||||||||||||||||||||||||||
Tax Provision |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(15)
|
(40)
|
(56)
|
(868)
|
(922)
|
(836)
|
(910)
|
(90)
|
(43)
|
(176)
|
(167)
|
(249)
|
(277)
|
(231)
|
(218)
|
(206)
|
(219)
|
(263)
|
(316)
|
(204)
|
(208)
|
(210)
|
(164)
|
(267)
|
(269)
|
|
Income from Continuing Operations |
1 224
|
1 252
|
1 306
|
1 357
|
1 313
|
1 345
|
1 319
|
1 173
|
1 015
|
962
|
833
|
902
|
1 047
|
1 076
|
1 214
|
1 279
|
1 308
|
1 322
|
1 348
|
576
|
511
|
(110)
|
(144)
|
240
|
109
|
656
|
645
|
980
|
1 042
|
1 068
|
1 041
|
1 062
|
1 135
|
1 168
|
1 444
|
1 508
|
1 630
|
1 753
|
1 665
|
1 762
|
1 795
|
|
Equity Earnings Affiliates |
86
|
91
|
83
|
80
|
153
|
150
|
157
|
156
|
157
|
149
|
146
|
151
|
141
|
146
|
147
|
132
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Net Income (Common) |
1 310
N/A
|
1 343
+2%
|
1 389
+3%
|
1 437
+3%
|
1 466
+2%
|
1 495
+2%
|
1 476
-1%
|
1 329
-10%
|
1 172
-12%
|
1 111
-5%
|
979
-12%
|
1 053
+8%
|
1 188
+13%
|
1 222
+3%
|
1 361
+11%
|
1 411
+4%
|
1 412
+0%
|
1 393
-1%
|
1 380
-1%
|
576
-58%
|
496
-14%
|
(168)
N/A
|
(217)
-29%
|
117
N/A
|
(14)
N/A
|
531
N/A
|
520
-2%
|
862
+66%
|
925
+7%
|
956
+3%
|
929
-3%
|
951
+2%
|
1 025
+8%
|
1 069
+4%
|
1 343
+26%
|
1 365
+2%
|
1 484
+9%
|
1 569
+6%
|
1 482
-6%
|
1 594
+8%
|
1 630
+2%
|
|
EPS (Diluted) |
1.32
N/A
|
1.35
+2%
|
1.39
+3%
|
1.44
+4%
|
1.46
+1%
|
1.49
+2%
|
1.47
-1%
|
1.33
-10%
|
1.17
-12%
|
1.11
-5%
|
0.98
-12%
|
1.05
+7%
|
1.19
+13%
|
1.23
+3%
|
1.37
+11%
|
1.41
+3%
|
1.42
+1%
|
1.4
-1%
|
1.39
-1%
|
0.59
-58%
|
0.49
-17%
|
-0.16
N/A
|
-0.21
-31%
|
0.13
N/A
|
-0.01
N/A
|
0.58
N/A
|
0.57
-2%
|
0.96
+68%
|
1.03
+7%
|
1.07
+4%
|
1.3
+21%
|
1.01
-22%
|
1.02
+1%
|
1.06
+4%
|
1.34
+26%
|
1.09
-19%
|
1.48
+36%
|
1.57
+6%
|
1.18
-25%
|
1.28
+8%
|
1.3
+2%
|