` Comparison: FIN vs PAYX - Alpha Spread
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FIN
vs
PAYX

Over the past 12 months, FIN has underperformed PAYX, delivering a return of -66% compared to the PAYX's 36% drop.

Valuation Growth Profitability Solvency Stocks Performance
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FIN
PAYX
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Stocks Compared:
FIN PAYX
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Valuation Comparison

FIN Intrinsic Value
Not Available
PAYX Intrinsic Value
116.82 USD
Undervaluation 21%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Finablr PLC
LSE:FIN
11 GBX
Paychex Inc
NASDAQ:PAYX
92.55 USD
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Valuation Scenario:
Bear Case
Base Case
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Growth Comparison

Growth Over Time
FIN, PAYX

FIN
PAYX
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Finablr PLC
Revenue
Paychex Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
FIN, PAYX

FIN
PAYX
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Finablr PLC
LSE:FIN
Paychex Inc
NASDAQ:PAYX
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What is Free Cash Flow?

Gross Margin

FIN
0%
PAYX
91.1%
LTM 3Y Avg 5Y Avg 10Y Avg
Finablr PLC
Paychex Inc

Operating Margin

FIN
6.9%
PAYX
39.8%
LTM 3Y Avg 5Y Avg 10Y Avg
Finablr PLC
Paychex Inc

Net Margin

FIN
-2.7%
PAYX
26.4%
LTM 3Y Avg 5Y Avg 10Y Avg
Finablr PLC
Paychex Inc

FCF Margin

FIN
2.5%
PAYX
32.5%
LTM 3Y Avg 5Y Avg 10Y Avg
Finablr PLC
Paychex Inc

ROE

FIN
0%
PAYX
40.9%
LTM 3Y Avg 5Y Avg 10Y Avg
Finablr PLC
Paychex Inc

ROA

FIN
0%
PAYX
11.8%
LTM 3Y Avg 5Y Avg 10Y Avg
Finablr PLC
Paychex Inc

ROIC

FIN
0%
PAYX
15.2%
LTM 3Y Avg 5Y Avg 10Y Avg
Finablr PLC
Paychex Inc

ROCE

FIN
0%
PAYX
32.6%
LTM 3Y Avg 5Y Avg 10Y Avg
Finablr PLC
Paychex Inc

Solvency Comparison

Finablr PLC
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
Paychex Inc
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
FIN, PAYX

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FIN
PAYX
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Performance Gap
FIN, PAYX

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FIN
PAYX
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
FIN, PAYX

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FIN
PAYX
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Compare FIN to other stocks
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vs FIN
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PYPL
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vs FIN
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