` Comparison: PAYTM, MA - Alpha Spread

PAYTM
vs
MA

Over the past 12 months, PAYTM has significantly outperformed MA, delivering a return of +31% compared to the MA's +6% growth.

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PAYTM
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Valuation Comparison

PAYTM Intrinsic Value
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MA Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
One 97 Communications Ltd
NSE:PAYTM
1 292.4 INR
Mastercard Inc
NYSE:MA
563.37 USD
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Valuation Scenario:
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Growth Comparison

Growth Over Time
PAYTM, MA

PAYTM
MA
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
One 97 Communications Ltd
Revenue
Mastercard Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
PAYTM, MA

PAYTM
MA
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
One 97 Communications Ltd
NSE:PAYTM
Mastercard Inc
NYSE:MA
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What is Free Cash Flow?

Gross Margin

PAYTM
62.4%
MA
0%

Operating Margin

PAYTM
-9.3%
MA
59.2%

Net Margin

PAYTM
-7.8%
MA
45.3%

FCF Margin

PAYTM
-1.6%
MA
51.8%

ROE

PAYTM
-4.1%
MA
185.7%

ROA

PAYTM
-3%
MA
28.4%

ROIC

PAYTM
-11.3%
MA
39.4%

ROCE

PAYTM
-4.7%
MA
59.5%

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
PAYTM, MA

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PAYTM
MA
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Performance Gap
PAYTM, MA

Performance Gap Between PAYTM and MA
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Performance By Year
PAYTM, MA

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PAYTM
MA
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