` Comparison: PAYTM, V - Alpha Spread

PAYTM
vs
V

Over the past 12 months, PAYTM has significantly outperformed V, delivering a return of +35% compared to the V's +4% growth.

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PAYTM
V
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PAYTM V
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Valuation Comparison

PAYTM Intrinsic Value
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V Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
One 97 Communications Ltd
NSE:PAYTM
1 286.3 INR
Visa Inc
NYSE:V
325.73 USD
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Valuation Scenario:
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Growth Comparison

Growth Over Time
PAYTM, V

PAYTM
V
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
One 97 Communications Ltd
Revenue
Visa Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
PAYTM, V

PAYTM
V
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
One 97 Communications Ltd
NSE:PAYTM
Visa Inc
NYSE:V
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What is Free Cash Flow?

Gross Margin

PAYTM
62.4%
V
80.4%
LTM 3Y Avg 5Y Avg 10Y Avg
One 97 Communications Ltd
Visa Inc

Operating Margin

PAYTM
-9.3%
V
66.4%
LTM 3Y Avg 5Y Avg 10Y Avg
One 97 Communications Ltd
Visa Inc

Net Margin

PAYTM
-7.8%
V
49.6%
LTM 3Y Avg 5Y Avg 10Y Avg
One 97 Communications Ltd
Visa Inc

FCF Margin

PAYTM
-1.6%
V
53.9%
LTM 3Y Avg 5Y Avg 10Y Avg
One 97 Communications Ltd
Visa Inc

ROE

PAYTM
-4.1%
V
51.5%
LTM 3Y Avg 5Y Avg 10Y Avg
One 97 Communications Ltd
Visa Inc

ROA

PAYTM
-3%
V
20.5%
LTM 3Y Avg 5Y Avg 10Y Avg
One 97 Communications Ltd
Visa Inc

ROIC

PAYTM
-11.3%
V
27.7%
LTM 3Y Avg 5Y Avg 10Y Avg
One 97 Communications Ltd
Visa Inc

ROCE

PAYTM
-4.7%
V
40.1%
LTM 3Y Avg 5Y Avg 10Y Avg
One 97 Communications Ltd
Visa Inc

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
PAYTM, V

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PAYTM
V
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Performance Gap
PAYTM, V

Performance Gap Between PAYTM and V
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Performance By Year
PAYTM, V

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PAYTM
V
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