` PAY (Paymentus Holdings Inc) vs PAYX (Paychex Inc) Comparison - Alpha Spread
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PAY
vs
PAYX

Over the past 12 months, PAY has significantly outperformed PAYX, delivering a return of -1% compared to the PAYX's 34% drop.

Valuation Growth Profitability Solvency Stocks Performance
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PAY
PAYX
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Stocks Compared:
PAY PAYX
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Valuation Comparison

PAY Intrinsic Value
26.37 USD
Overvaluation 6%
Intrinsic Value
Price $27.98
PAYX Intrinsic Value
110.73 USD
Undervaluation 17%
Intrinsic Value
Price $92.13
Company Last Price Intrinsic Value DCF Value Multiples-Based Value Wall St Target
Paymentus Holdings Inc
NYSE:PAY
27.98 USD
Paychex Inc
NASDAQ:PAYX
92.13 USD
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Valuation Scenario:
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Growth Comparison

Growth Over Time
PAY, PAYX

PAY
PAYX
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Paymentus Holdings Inc
Revenue
Paychex Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
PAY, PAYX

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PAYX
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Paymentus Holdings Inc
NYSE:PAY
Paychex Inc
NASDAQ:PAYX
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What is Free Cash Flow?

Gross Margin

PAY
24.8%
PAYX
91.4%
LTM 3Y Avg 5Y Avg 10Y Avg
Paymentus Holdings Inc
Paychex Inc

Operating Margin

PAY
6.3%
PAYX
39.4%
LTM 3Y Avg 5Y Avg 10Y Avg
Paymentus Holdings Inc
Paychex Inc

Net Margin

PAY
5.6%
PAYX
25.8%
LTM 3Y Avg 5Y Avg 10Y Avg
Paymentus Holdings Inc
Paychex Inc

FCF Margin

PAY
10.5%
PAYX
32.5%
LTM 3Y Avg 5Y Avg 10Y Avg
Paymentus Holdings Inc
Paychex Inc

ROE

PAY
12.8%
PAYX
40.3%
LTM 3Y Avg 5Y Avg 10Y Avg
Paymentus Holdings Inc
Paychex Inc

ROA

PAY
10.8%
PAYX
11.4%
LTM 3Y Avg 5Y Avg 10Y Avg
Paymentus Holdings Inc
Paychex Inc

ROIC

PAY
19.7%
PAYX
15.2%
LTM 3Y Avg 5Y Avg 10Y Avg
Paymentus Holdings Inc
Paychex Inc

ROCE

PAY
14.2%
PAYX
33.1%
LTM 3Y Avg 5Y Avg 10Y Avg
Paymentus Holdings Inc
Paychex Inc

Solvency Comparison

Paymentus Holdings Inc
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
Paychex Inc
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
PAY, PAYX

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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
PAY, PAYX

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PAY
PAYX
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
PAY, PAYX

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PAYX
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