Openpay Group Ltd
ASX:OPY
Profitability Summary
Openpay Group Ltd's profitability score is 18/100. We take all the information about a company's profitability (such as its margins, capital efficiency, free cash flow generating ability, and more) and consolidate it into one single number - the profitability score. The higher the profitability score, the more profitable the company is.
Score
We take all the information about a company's profitability (such as its margins, capital efficiency, free cash flow generating ability, and more) and consolidate it into one single number - the profitability score. The higher the profitability score, the more profitable the company is.
We take all the information about a company's profitability (such as its margins, capital efficiency, free cash flow generating ability, and more) and consolidate it into one single number - the profitability score. The higher the profitability score, the more profitable the company is.
Score
Score
Margins
Profit margins represent what percentage of sales has turned into profits. Simply put, the percentage figure indicates how many cents of profit the company has generated for each dollar of sale.
Profit margins help investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Earnings Waterfall
Openpay Group Ltd
|
Revenue
|
32m
AUD
|
|
Operating Expenses
|
-99m
AUD
|
|
Operating Income
|
-67.1m
AUD
|
|
Other Expenses
|
-15.4m
AUD
|
|
Net Income
|
-82.5m
AUD
|
Margins Comparison
Openpay Group Ltd Competitors
| Country | Company | Market Cap |
Operating Margin |
Net Margin |
||
|---|---|---|---|---|---|---|
| AU |
|
Openpay Group Ltd
ASX:OPY
|
45.4m AUD |
-210%
|
-258%
|
|
| US |
|
American Express Co
NYSE:AXP
|
207.1B USD |
18%
|
14%
|
|
| US |
|
Capital One Financial Corp
NYSE:COF
|
73.1B USD |
0%
|
12%
|
|
| IN |
|
Bajaj Finance Ltd
NSE:BAJFINANCE
|
5.7T INR |
43%
|
24%
|
|
| US |
|
Discover Financial Services
NYSE:DFS
|
50.4B USD |
0%
|
25%
|
|
| US |
|
Synchrony Financial
NYSE:SYF
|
22.2B USD |
0%
|
16%
|
|
| IN |
|
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
|
1.3T INR |
30%
|
17%
|
|
| KZ |
K
|
Kaspi.kz AO
NASDAQ:KSPI
|
15.4B USD |
0%
|
48%
|
|
| US |
|
SoFi Technologies Inc
NASDAQ:SOFI
|
14.5B USD |
0%
|
17%
|
|
| IN |
|
Shriram Finance Ltd
NSE:SHRIRAMFIN
|
1.2T INR |
38%
|
23%
|
|
| US |
S
|
Santander Consumer USA Holdings Inc
F:77S
|
11.3B EUR |
52%
|
40%
|
Return on Capital
Return on capital ratios give a sense of how well a company is using its capital (equity, assets, capital employed, etc.) to generate profits (operating income, net income, etc.). In simple words, these ratios show how much income is generated for each dollar of capital invested.
| Jun 30, 2022 | -371.5% |
| Dec 31, 2021 | -228.9% |
| Jun 30, 2021 | -93.5% |
| Dec 31, 2020 | -79.1% |
| Jun 30, 2022 | -79.5% |
| Dec 31, 2021 | -67.9% |
| Jun 30, 2021 | -50.9% |
| Dec 31, 2020 | -43% |
| Jun 30, 2022 | -105.8% |
| Dec 31, 2021 | -87.9% |
| Jun 30, 2021 | -56.1% |
| Dec 31, 2020 | -43.9% |
| Jun 30, 2022 | -108.5% |
| Dec 31, 2021 | -99.3% |
| Jun 30, 2021 | -106.4% |
| Dec 31, 2020 | -79.7% |
Return on Capital Comparison
Openpay Group Ltd Competitors
| Country | Company | Market Cap | ROE | ROA | ROCE | ROIC | ||
|---|---|---|---|---|---|---|---|---|
| AU |
|
Openpay Group Ltd
ASX:OPY
|
45.4m AUD |
-372%
|
-79%
|
-106%
|
-108%
|
|
| US |
|
American Express Co
NYSE:AXP
|
207.1B USD |
34%
|
4%
|
11%
|
5%
|
|
| US |
|
Capital One Financial Corp
NYSE:COF
|
73.1B USD |
8%
|
1%
|
0%
|
0%
|
|
| IN |
|
Bajaj Finance Ltd
NSE:BAJFINANCE
|
5.7T INR |
19%
|
4%
|
8%
|
6%
|
|
| US |
|
Discover Financial Services
NYSE:DFS
|
50.4B USD |
33%
|
4%
|
0%
|
0%
|
|
| US |
|
Synchrony Financial
NYSE:SYF
|
22.2B USD |
18%
|
2%
|
0%
|
0%
|
|
| IN |
|
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
|
1.3T INR |
21%
|
3%
|
5%
|
3%
|
|
| KZ |
K
|
Kaspi.kz AO
NASDAQ:KSPI
|
15.4B USD |
50%
|
9%
|
0%
|
0%
|
|
| US |
|
SoFi Technologies Inc
NASDAQ:SOFI
|
14.5B USD |
7%
|
1%
|
0%
|
0%
|
|
| IN |
|
Shriram Finance Ltd
NSE:SHRIRAMFIN
|
1.2T INR |
18%
|
4%
|
7%
|
5%
|
|
| US |
S
|
Santander Consumer USA Holdings Inc
F:77S
|
11.3B EUR |
47%
|
6%
|
8%
|
6%
|
Free Cash Flow
Free cash flow (FCF) is the money a company has left over after paying its operating expenses and capital expenditures. The more free cash flow a company has, the more it can allocate to dividends, paying down debt, and growth opportunities.
If a company has a decreasing free cash flow, that is not necessarily bad if the company is investing in its growth.
| Jun 30, 2022 | -77.7m |
| Dec 31, 2021 | -89.7m |
| Jun 30, 2021 | -66.4m |
| Dec 31, 2020 | -64.5m |
| Jun 30, 2022 | -224.4k |
| Dec 31, 2021 | -2.2m |
| Jun 30, 2021 | -4m |
| Dec 31, 2020 | -3.5m |
| Jun 30, 2022 | -77.9m |
| Dec 31, 2021 | -91.9m |
| Jun 30, 2021 | -70.4m |
| Dec 31, 2020 | -68m |
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