Openpay Group Ltd
ASX:OPY
Bankruptcy Probability
Openpay Group Ltd's probability of bankruptcy is 4.5%, pointing to a small but noticeable default risk. The solvency score is 36/100 — a warning sign of potential financial weakness.
We take all the information about a company's solvency (such as how easily a company can pay interest on its outstanding debt, how much cash it has, the amount of debt, and more) and use it to estimate the probability of bankruptcy.
Solvency Ratios
Solvency Ratios Comparison
Openpay Group Ltd Competitors
| Country | Company | Market Cap | D/E | D/A |
Interest Coverage |
Altman Z-Score |
Quick Ratio |
Current Ratio |
Cash Ratio |
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|---|---|---|---|---|---|---|---|---|---|---|---|
| AU |
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Openpay Group Ltd
ASX:OPY
|
45.4m AUD |
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| US |
|
American Express Co
NYSE:AXP
|
232.2B USD |
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| US |
|
Capital One Financial Corp
NYSE:COF
|
129.4B USD |
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| IN |
|
Bajaj Finance Ltd
NSE:BAJFINANCE
|
6.3T INR |
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| US |
|
Discover Financial Services
NYSE:DFS
|
50.3B USD |
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| US |
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Synchrony Financial
NYSE:SYF
|
24.7B USD |
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| US |
|
SoFi Technologies Inc
NASDAQ:SOFI
|
24.9B USD |
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| IN |
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Shriram Finance Ltd
NSE:SHRIRAMFIN
|
2T INR |
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| IN |
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Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
|
1.4T INR |
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| IN |
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Muthoot Finance Ltd
NSE:MUTHOOTFIN
|
1.4T INR |
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| IN |
|
Tata Capital Ltd
NSE:TATACAP
|
1.4T INR |
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Openpay Group Ltd's probability of bankruptcy is 4.5%, pointing to a small but noticeable default risk.
The probability of bankruptcy is estimated using credit risk models that assess its financial health, debt levels, interest coverage, and other solvency indicators.
As of the latest report, Openpay Group Ltd has total debt of 79m AUD. This includes both short-term (27.9m AUD) and long-term (51.1m AUD) debt.
You can find a full breakdown on its Balance Sheet.