Creditaqui Financeira SA - Credito Financiamento e Investimento
BOVESPA:MERC3
Income Statement
Income Statement
Creditaqui Financeira SA - Credito Financiamento e Investimento
Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||||||||||||||||||||||||||||||||||
Net Interest Income |
99
|
119
|
133
|
141
|
149
|
162
|
175
|
182
|
180
|
166
|
148
|
132
|
119
|
109
|
103
|
98
|
97
|
100
|
105
|
113
|
116
|
114
|
107
|
92
|
79
|
69
|
61
|
56
|
54
|
52
|
52
|
50
|
48
|
46
|
44
|
44
|
45
|
46
|
46
|
46
|
44
|
|
Interest Income |
137
|
174
|
210
|
237
|
259
|
278
|
296
|
308
|
304
|
291
|
267
|
241
|
224
|
208
|
194
|
181
|
170
|
162
|
157
|
157
|
153
|
145
|
132
|
112
|
94
|
81
|
71
|
63
|
60
|
56
|
54
|
51
|
49
|
47
|
46
|
46
|
48
|
50
|
51
|
50
|
47
|
|
Interest Expense |
38
|
55
|
77
|
96
|
109
|
116
|
121
|
126
|
124
|
124
|
119
|
109
|
105
|
99
|
91
|
83
|
73
|
63
|
52
|
44
|
37
|
31
|
26
|
20
|
15
|
12
|
9
|
7
|
6
|
4
|
2
|
1
|
1
|
1
|
1
|
2
|
3
|
4
|
5
|
4
|
3
|
|
Non Interest Income |
6
|
6
|
6
|
4
|
(1)
|
(13)
|
(24)
|
(1)
|
22
|
39
|
49
|
29
|
16
|
21
|
40
|
62
|
104
|
151
|
142
|
123
|
87
|
30
|
37
|
52
|
43
|
46
|
30
|
10
|
9
|
6
|
5
|
3
|
4
|
4
|
10
|
11
|
11
|
12
|
7
|
7
|
6
|
|
Revenue |
106
N/A
|
125
+18%
|
139
+11%
|
145
+5%
|
148
+2%
|
149
+0%
|
151
+2%
|
181
+20%
|
201
+11%
|
206
+2%
|
197
-4%
|
161
-18%
|
135
-16%
|
130
-4%
|
142
+9%
|
160
+13%
|
201
+26%
|
251
+25%
|
247
-2%
|
236
-4%
|
203
-14%
|
144
-29%
|
143
0%
|
145
+1%
|
122
-16%
|
115
-6%
|
91
-20%
|
66
-28%
|
63
-4%
|
59
-7%
|
56
-4%
|
54
-5%
|
52
-3%
|
50
-4%
|
55
+10%
|
54
-1%
|
56
+3%
|
57
+2%
|
53
-7%
|
53
0%
|
50
-6%
|
|
Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||
Loan Loss Provision |
(13)
|
(16)
|
(22)
|
(29)
|
(34)
|
(38)
|
(40)
|
(39)
|
(38)
|
(41)
|
(41)
|
(42)
|
(39)
|
(33)
|
(28)
|
(23)
|
(20)
|
(18)
|
(18)
|
(17)
|
(17)
|
(18)
|
(17)
|
(17)
|
(16)
|
(14)
|
(12)
|
(11)
|
(9)
|
(9)
|
(9)
|
(9)
|
(9)
|
(9)
|
(9)
|
(9)
|
(6)
|
(7)
|
(7)
|
(6)
|
(11)
|
|
Non Interest Expense |
(55)
|
(71)
|
(87)
|
(95)
|
(99)
|
(105)
|
(111)
|
(156)
|
(177)
|
(187)
|
(183)
|
(138)
|
(119)
|
(109)
|
(114)
|
(125)
|
(151)
|
(176)
|
(178)
|
(168)
|
(142)
|
(100)
|
(84)
|
(78)
|
(63)
|
(62)
|
(51)
|
(41)
|
(38)
|
(35)
|
(35)
|
(32)
|
(37)
|
(38)
|
(38)
|
(40)
|
(44)
|
(53)
|
(55)
|
(53)
|
(44)
|
|
Pre-Tax Income |
37
N/A
|
38
+1%
|
30
-21%
|
22
-28%
|
15
-33%
|
6
-60%
|
0
-93%
|
(15)
N/A
|
(14)
+1%
|
(22)
-55%
|
(27)
-23%
|
(18)
+33%
|
(23)
-24%
|
(12)
+48%
|
0
N/A
|
12
+8 700%
|
31
+151%
|
56
+81%
|
51
-9%
|
50
-2%
|
44
-12%
|
26
-41%
|
43
+63%
|
50
+18%
|
42
-17%
|
38
-9%
|
28
-27%
|
15
-47%
|
16
+9%
|
15
-7%
|
13
-15%
|
13
-2%
|
6
-49%
|
3
-54%
|
8
+178%
|
5
-35%
|
6
+5%
|
(2)
N/A
|
(8)
-244%
|
(7)
+23%
|
(5)
+22%
|
|
Net Income | ||||||||||||||||||||||||||||||||||||||||||
Tax Provision |
(12)
|
(12)
|
(9)
|
(6)
|
(4)
|
(0)
|
2
|
8
|
6
|
12
|
15
|
11
|
13
|
6
|
1
|
(5)
|
(13)
|
(23)
|
(18)
|
(18)
|
(15)
|
(8)
|
(17)
|
(19)
|
(15)
|
(13)
|
(9)
|
(3)
|
(4)
|
(3)
|
(3)
|
(3)
|
(0)
|
1
|
5
|
6
|
6
|
9
|
3
|
2
|
1
|
|
Income from Continuing Operations |
26
|
26
|
21
|
16
|
11
|
5
|
2
|
(7)
|
(8)
|
(10)
|
(12)
|
(7)
|
(10)
|
(6)
|
1
|
8
|
18
|
33
|
33
|
32
|
29
|
18
|
26
|
31
|
27
|
26
|
19
|
12
|
12
|
12
|
10
|
10
|
6
|
4
|
13
|
11
|
11
|
7
|
(6)
|
(5)
|
(4)
|
|
Income to Minority Interest |
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
0
|
0
|
0
|
0
|
(0)
|
0
|
0
|
0
|
|
Net Income (Common) |
25
N/A
|
26
+1%
|
21
-20%
|
15
-25%
|
11
-32%
|
5
-51%
|
2
-66%
|
(7)
N/A
|
(8)
-14%
|
(10)
-27%
|
(13)
-21%
|
(7)
+43%
|
(10)
-40%
|
(6)
+38%
|
1
N/A
|
8
+1 078%
|
18
+142%
|
33
+79%
|
31
-4%
|
31
-2%
|
27
-12%
|
17
-38%
|
25
+51%
|
30
+21%
|
26
-14%
|
25
-6%
|
18
-27%
|
10
-44%
|
11
+8%
|
10
-5%
|
9
-16%
|
9
-1%
|
5
-40%
|
3
-46%
|
13
+370%
|
11
-14%
|
11
-1%
|
7
-38%
|
(6)
N/A
|
(5)
+20%
|
(4)
+23%
|
|
EPS (Diluted) |
2.09
N/A
|
2.12
+1%
|
1.7
-20%
|
1.31
-23%
|
0.58
-56%
|
0.29
-50%
|
0.09
-69%
|
-0.41
N/A
|
-0.46
-12%
|
-0.58
-26%
|
-0.7
-21%
|
-0.4
+43%
|
-0.56
-40%
|
-0.35
+38%
|
0.03
N/A
|
0.41
+1 267%
|
1
+144%
|
1.8
+80%
|
1.73
-4%
|
1.7
-2%
|
1.5
-12%
|
0.93
-38%
|
1.41
+52%
|
1.7
+21%
|
1.46
-14%
|
1.37
-6%
|
1
-27%
|
0.56
-44%
|
0.61
+9%
|
0.58
-5%
|
0.49
-16%
|
0.48
-2%
|
0.28
-42%
|
0.15
-46%
|
0.73
+387%
|
0.63
-14%
|
0.63
N/A
|
0
N/A
|
0
N/A
|
0
N/A
|
-0.19
N/A
|