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Provident Financial PLC
LSE:PFG

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Provident Financial PLC Logo
Provident Financial PLC
LSE:PFG
Watchlist
Price: 225 GBX Market Closed
Updated: May 2, 2024
Section:
 

Relative Value

The Relative Value of one PFG stock under the Base Case scenario is 778.69 GBX. Compared to the current market price of 225 GBX, Provident Financial PLC is Undervalued by 71%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

PFG Relative Value
Base Case
778.69 GBX
Undervaluation 71%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

1.1
P/S
P/S
Price to Sales
1.1
vs History
22
vs Industry
74
Median 3Y
1.1
Median 5Y
0.9
Industry
3.1
Forward
0.8
More Details
7.4
P/E
P/E
Price to Earnings
7.4
vs History
1
vs Industry
53
Median 3Y
-6.9
Median 5Y
-13.6
Industry
14.5
Forward
0.1
More Details
Negative
P/OCF
P/OCF
Price to OCF
N/A
vs History
vs Industry
Median 3Y
1.6
Median 5Y
-2.8
Industry
10.3
More Details
Negative
P/FCFE
P/FCFE
Price to FCFE
N/A
vs History
vs Industry
Median 3Y
-2.3
Median 5Y
-2.4
Industry
13
More Details
1
P/B
P/B
Price to Book Value
1
vs History
1
vs Industry
50
Median 3Y
0.8
Median 5Y
0
Industry
1.2
More Details
4.3
EV/S
EV/S
Enterprise Value to Sales
4.3
vs History
0
vs Industry
46
Median 3Y
3.2
Median 5Y
1.2
Industry
4.8
Forward
3
More Details
4.4
EV/GP
EV/GP
Enterprise Value to Gross Profit
4.4
vs History
0
vs Industry
53
Median 3Y
0
Median 5Y
0
Industry
7.2
More Details
12.1
EV/EBITDA
EV/EBITDA
Enterprise Value to EBITDA
12.1
vs History
11
vs Industry
40
Median 3Y
10.8
Median 5Y
7.5
Industry
13.9
More Details
14.2
EV/EBIT
EV/EBIT
Enterprise Value to EBIT
14.2
vs History
19
vs Industry
34
Median 3Y
14.2
Median 5Y
8.8
Industry
14.2
More Details
Negative
EV/OCF
EV/OCF
Enterprise Value to OCF
N/A
vs History
vs Industry
Median 3Y
1.6
Median 5Y
-11.3
Industry
12.2
More Details
Negative
EV/FCFF
EV/FCFF
Enterprise Value to FCFF
N/A
vs History
vs Industry
Median 3Y
1.7
Median 5Y
-9.8
Industry
12.9
More Details
1
EV/IC
EV/IC
Enterprise Value to IC
1
vs History
1
vs Industry
36
Median 3Y
0.9
Median 5Y
0
Industry
0.9
More Details

Multiples Across Competitors

PFG Competitors Multiples
Provident Financial PLC Competitors

All Multiples
P/S
P/E
EV/EBITDA
EV/EBIT
All Countries
All Countries
Close
Market Cap P/S P/E EV/EBITDA EV/EBIT
UK
Provident Financial PLC
LSE:PFG
571.3m GBP 1.1 7.4 12.1 14.2
US
American Express Co
NYSE:AXP
166.4B USD 2.5 18.8 22.7 26
US
Capital One Financial Corp
NYSE:COF
54.1B USD 1.5 11.1 32.4 0
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
4.2T INR 8.9 39.3 28 28.2
US
Discover Financial Services
NYSE:DFS
31B USD 1.9 14.1 112.4 0
US
Synchrony Financial
NYSE:SYF
17.6B USD 0.9 6.1 73.8 0
US
Santander Consumer USA Holdings Inc
NYSE:SC
12.7B USD 1.6 4.1 8.5 12.2
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
1T INR 6.1 32.9 40.4 41.6
US
Ally Financial Inc
NYSE:ALLY
11.7B USD 1.3 15.7 23 0
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
957B INR 2.8 14.4 18.1 19.2
BR
Creditaqui Financeira SA - Credito Financiamento e Investimento
BOVESPA:MERC3
56B BRL 1 121.8 -15 581.4 0 0

See Also

Summary
PFG intrinsic value, competitors valuation, and company profile.
DCF Valuation
PFG stock valuation using Discount Cash Flow valuation method.
Relative Valuation
PFG stock valuation using valuation multiples.
Wall Street Estimates
PFG price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
PFG stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
Discover More
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