ESAF Small Finance Bank Limited banner
E

ESAF Small Finance Bank Limited
NSE:ESAFSFB

Watchlist Manager
ESAF Small Finance Bank Limited
NSE:ESAFSFB
Watchlist
Price: 25.86 INR 2.58% Market Closed
Market Cap: ₹13.3B

P/S

0.6
Current
18%
Cheaper
vs 3-y average of 0.7

Price to Sales (P/S) ratio shows how much investors pay for each dollar of a company`s sales. It`s calculated by dividing the company`s market value by its total revenue.

P/S
0.6
=
Market Cap
₹14B
/
Revenue
₹23.6B

Price to Sales (P/S) ratio shows how much investors pay for each dollar of a company`s sales. It`s calculated by dividing the company`s market value by its total revenue.

P/S
0.6
=
Market Cap
₹14B
/
Revenue
₹23.6B

Valuation Scenarios

ESAF Small Finance Bank Limited is trading below its 3-year average

If P/S returns to its 3-Year Average (0.7), the stock would be worth ₹31.35 (21% upside from current price).

Statistics
Positive Scenarios
4/4
Maximum Downside
No Downside Scenarios
Maximum Upside
+364%
Average Upside
192%
Scenario P/S Value Implied Price Upside/Downside
Current Multiple 0.6 ₹25.86
0%
3-Year Average 0.7 ₹31.35
+21%
5-Year Average 0.7 ₹31.35
+21%
Industry Average 2.6 ₹119.73
+363%
Country Average 2.6 ₹119.92
+364%

Forward P/S
Today’s price vs future revenue

Not enough data available to calculate forward P/S

Peer Comparison

All Multiples
P/S
P/E
All Countries
Close

Market Distribution

Lower than 92% of companies in India
Percentile
8th
Based on 2 983 companies
8th percentile
0.6
Low
0 — 1.5
Typical Range
1.5 — 4.6
High
4.6 —
Distribution Statistics
India
Min 0
30th Percentile 1.5
Median 2.6
70th Percentile 4.6
Max 56 363.4

Other Multiples

ESAF Small Finance Bank Limited
Glance View

Market Cap
13.3B INR
Industry
Banking

ESAF Small Finance Bank Limited is a IN-based company operating in Banks industry. The company is headquartered in Thrichur, Kerala. The company went IPO on 2023-11-10. ESAF Small Finance Bank Limited is a small finance bank with a focus on unbanked and under-banked customer segments, especially in rural and semi-urban centers. Its segments include treasury, wholesale banking, retail banking, and other banking operations. treasury. The treasury segment primarily consists of interest earnings on its investment’s portfolio, gains or losses on investment operations and earnings from its foreign exchange business. The wholesale banking segment provides loans to the corporate segment. The retail banking segment provides loans to non-corporate customers. The other banking operations segment includes para banking activities, such as debit cards, third-party product distribution and associated costs. Its advances comprise include micro loans, which comprises microfinance loans and other micro loans; retail loans, which includes gold loans, mortgages, personal loans, and vehicle loans; loans to financial institutions, and agricultural loans.

ESAFSFB Intrinsic Value
59.29 INR
Undervaluation 56%
Intrinsic Value
Price ₹25.86
E
Get AI-powered insights for any company or topic.
Open AI Assistant

Intrinsic Value is all-important and is the only logical way to evaluate the relative attractiveness of investments and businesses.

Warren Buffett