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FinecoBank Banca Fineco SpA
OTC:FCBBF

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FinecoBank Banca Fineco SpA
OTC:FCBBF
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Price: 22.8 USD Market Closed
Market Cap: $13.9B

P/E

20.4
Current
78%
More Expensive
vs 3-y average of 11.5

Price to Earnings (P/E) ratio shows how much investors pay for each dollar of a company`s earnings. It`s calculated by dividing the company`s market value by its total earnings.

P/E
20.4
=
Market Cap
$13.2B
/
Net Income
€647m

Price to Earnings (P/E) ratio shows how much investors pay for each dollar of a company`s earnings. It`s calculated by dividing the company`s market value by its total earnings.

P/E
20.4
=
Market Cap
$13.2B
/
Net Income
€647m

Valuation Scenarios

FinecoBank Banca Fineco SpA is trading above its 3-year average

If P/E returns to its 3-Year Average (11.5), the stock would be worth $12.83 (44% downside from current price).

Statistics
Positive Scenarios
0/4
Maximum Downside
-59%
Maximum Upside
No Upside Scenarios
Average Downside
42%
Scenario P/E Value Implied Price Upside/Downside
Current Multiple 20.4 $22.8
0%
3-Year Average 11.5 $12.83
-44%
5-Year Average 13.6 $15.22
-33%
Industry Average 8.5 $9.45
-59%
Country Average 13.9 $15.5
-32%

Forward P/E
Today’s price vs future net income

Today's Market Cap Net Income Forward P/E
$13.2B
/
Jan 2026
€647m
=
20.4
Current
$13.2B
/
Dec 2026
€670.4m
=
19.6
Forward
$13.2B
/
Dec 2027
€737.7m
=
17.8
Forward
$13.2B
/
Dec 2028
€816.4m
=
16.1
Forward
$13.2B
/
Dec 2029
€901m
=
14.6
Forward

Forward P/E shows whether today’s P/E still looks high or low once future net income are taken into account.

Market Distribution

Higher than 74% of companies in Italy
Percentile
74th
Based on 848 companies
74th percentile
21.9
Low
0 — 9.4
Typical Range
9.4 — 18.9
High
18.9 —
Distribution Statistics
Italy
Min 0
30th Percentile 9.4
Median 13.9
70th Percentile 18.9
Max 1 301.9

Other Multiples

FinecoBank Banca Fineco SpA
Glance View

Founded in 1999, FinecoBank Banca Fineco S.p.A. has emerged as one of Italy's pioneering innovators in the financial sector, weaving technology and finance into a seamless tapestry of services. Initially established as a trading platform, FinecoBank rapidly evolved, embodying the spirit of agility characteristic of online financial institutions. As a direct multichannel bank, it offers an impressive suite of services that cater to retail and institutional clients, including banking solutions, investment services, and a sophisticated trading platform—all accessed through a user-friendly interface. This blend of banking, brokerage, and investment in a single, integrated platform allows clients to manage their financial needs with unprecedented ease and transparency. The bank derives its revenue through a multifaceted approach that capitalizes on its diverse service offerings. A significant portion of its income stems from commission fees on trading activities and investment products, leveraging its deep-rooted expertise and robust online interfaces to attract a broad customer base. Additionally, FinecoBank earns substantial interest income through its traditional banking operations, including loans and credit services. By focusing on cost efficiency and leveraging its proprietary technology, FinecoBank maintains a competitive edge in the financial marketplace. This strategic positioning enables it to not only serve its customers with excellence but also ensure sustainable growth, cementing its status as a versatile and resilient player in the European banking landscape.

FCBBF Intrinsic Value
16.12 USD
Overvaluation 29%
Intrinsic Value
Price $22.8
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