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Credit Agricole SA
PAR:ACA

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Credit Agricole SA
PAR:ACA
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Price: 17.095 EUR Market Closed
Market Cap: €51.7B

P/B

0.7
Current
14%
More Expensive
vs 3-y average of 0.6

Price to Book (P/B) ratio compares a company`s market value to its book value. It shows how much investors are paying for each dollar of net assets on the balance sheet.

P/B
0.7
=
Market Cap
€56.8B
/
Total Equity
€77.7B

Price to Book (P/B) ratio compares a company`s market value to its book value. It shows how much investors are paying for each dollar of net assets on the balance sheet.

P/B
0.7
=
Market Cap
€56.8B
/
Total Equity
€77.7B

Valuation Scenarios

Credit Agricole SA is trading above its 3-year average

If P/B returns to its 3-Year Average (0.6), the stock would be worth €14.94 (13% downside from current price).

Statistics
Positive Scenarios
2/4
Maximum Downside
-22%
Maximum Upside
+121%
Average Upside
24%
Scenario P/B Value Implied Price Upside/Downside
Current Multiple 0.7 €17.1
0%
3-Year Average 0.6 €14.94
-13%
5-Year Average 0.5 €13.33
-22%
Industry Average 0.7 €18.89
+10%
Country Average 1.5 €37.83
+121%

Forward P/B
Today’s price vs future total equity

Not enough data available to calculate forward P/B

Peer Comparison

All Multiples
P/B
P/E
All Countries
Close

Market Distribution

Lower than 82% of companies in France
Percentile
18th
Based on 1 681 companies
18th percentile
0.7
Low
0 — 0.9
Typical Range
0.9 — 2.6
High
2.6 —
Distribution Statistics
France
Min 0
30th Percentile 0.9
Median 1.5
70th Percentile 2.6
Max 185.9

Other Multiples

Credit Agricole SA
Glance View

Market Cap
51.7B EUR
Industry
Banking

Nestled in the vibrant heart of the French financial sector, Crédit Agricole SA stands as a formidable pillar of banking prowess and innovation. Having its roots embedded deeply in the rich agricultural heritage of France, this cooperative banking behemoth was initially conceived as a group of local banks aimed at empowering rural farmers. Over the decades, it has evolved into one of the largest banks in the world. Its cooperative structure remains core to its ethos, with over 50 million customers and around 10 million mutual shareholders. This unique governance model ensures a strong connection to its regional roots while navigating the complex terrains of global banking with a dynamic, customer-focused strategy. Crédit Agricole SA thrives by offering a comprehensive suite of financial services that cater to a diverse clientele. Its multifaceted business model spans retail banking, corporate and investment banking, insurance, asset management, and specialized financial services. From providing traditional deposits and loan services to innovative investment solutions and risk management, Crédit Agricole capitalizes on its extensive network and technological advancements to generate revenue streams. In corporate banking, it leverages its expertise to support businesses with tailored financing solutions, while its investment arm navigates capital markets and offers advisory services. By seamlessly integrating these varied offerings, Crédit Agricole not only underscores its commitment to sustainable growth but also reinforces its reputation as a robust, customer-centric institution in the global financial landscape.

ACA Intrinsic Value
29.048 EUR
Undervaluation 41%
Intrinsic Value
Price €17.095
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