SBI Insurance Group Co Ltd
TSE:7326
Income Statement
Income Statement
SBI Insurance Group Co Ltd
Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | |||||||||||||||||||||
Gross Premiums Earned |
61 324
|
61 523
|
63 220
|
59 525
|
65 434
|
68 574
|
71 210
|
0
|
75 427
|
58 033
|
60 404
|
81 005
|
83 164
|
85 553
|
87 738
|
89 316
|
90 688
|
92 744
|
94 888
|
97 121
|
|
Revenue |
64 682
N/A
|
65 401
+1%
|
66 666
+2%
|
67 023
+1%
|
68 624
+2%
|
73 725
+7%
|
77 179
+5%
|
82 378
+7%
|
86 450
+5%
|
87 852
+2%
|
89 218
+2%
|
88 244
-1%
|
87 569
-1%
|
88 377
+1%
|
89 822
+2%
|
90 789
+1%
|
93 745
+3%
|
97 467
+4%
|
99 512
+2%
|
102 604
+3%
|
|
Operating Income | |||||||||||||||||||||
Operating Expenses |
(62 548)
|
(62 954)
|
(64 215)
|
(64 821)
|
(66 262)
|
(70 512)
|
(73 607)
|
(78 563)
|
(82 595)
|
(83 382)
|
(84 242)
|
(82 941)
|
(81 642)
|
(82 125)
|
(83 052)
|
(84 207)
|
(87 434)
|
(90 051)
|
(92 503)
|
(95 041)
|
|
Selling, General & Administrative |
(16 248)
|
(16 790)
|
(17 639)
|
(18 277)
|
(19 329)
|
(20 082)
|
(20 502)
|
(21 195)
|
(21 805)
|
(22 282)
|
(22 954)
|
(23 626)
|
(24 180)
|
(24 622)
|
(24 900)
|
(25 159)
|
(25 653)
|
(25 951)
|
(26 191)
|
(26 352)
|
|
Benefits Claims Loss Adjustment |
(45 698)
|
(45 484)
|
(45 801)
|
(45 704)
|
(46 026)
|
(49 525)
|
(52 198)
|
0
|
(59 891)
|
(43 887)
|
(44 032)
|
(58 310)
|
(56 415)
|
(56 391)
|
(56 945)
|
(57 775)
|
(60 419)
|
(62 699)
|
(64 908)
|
(67 277)
|
|
Other Operating Expenses |
(602)
|
(680)
|
(775)
|
(840)
|
(907)
|
(905)
|
(907)
|
(57 368)
|
(899)
|
(17 213)
|
(17 256)
|
(1 005)
|
(1 047)
|
(1 112)
|
(1 207)
|
(1 273)
|
(1 362)
|
(1 401)
|
(1 404)
|
(1 412)
|
|
Operating Income |
2 134
N/A
|
2 447
+15%
|
2 451
+0%
|
2 202
-10%
|
2 362
+7%
|
3 213
+36%
|
3 572
+11%
|
3 815
+7%
|
3 855
+1%
|
4 470
+16%
|
4 976
+11%
|
5 303
+7%
|
5 927
+12%
|
6 252
+5%
|
6 770
+8%
|
6 582
-3%
|
6 311
-4%
|
7 416
+18%
|
7 009
-5%
|
7 563
+8%
|
|
Pre-Tax Income | |||||||||||||||||||||
Interest Income Expense |
(2)
|
0
|
0
|
0
|
(2)
|
(1)
|
(2)
|
(2)
|
(2)
|
(2)
|
(1)
|
(2)
|
(1)
|
(1)
|
(1)
|
(1)
|
(2)
|
(2)
|
(3)
|
(3)
|
|
Non-Reccuring Items |
(756)
|
(923)
|
(1 090)
|
(1 556)
|
(2 037)
|
(2 221)
|
(2 407)
|
(2 324)
|
(107)
|
(2 419)
|
(2 592)
|
(2 916)
|
(165)
|
(3 797)
|
(4 126)
|
(4 248)
|
(116)
|
(2 143)
|
(1 108)
|
(73)
|
|
Gain/Loss on Disposition of Assets |
(6)
|
0
|
(12)
|
(12)
|
(8)
|
0
|
(2)
|
0
|
(1)
|
0
|
(88)
|
(199)
|
(251)
|
(251)
|
(164)
|
(67)
|
(51)
|
(51)
|
(51)
|
(39)
|
|
Total Other Income |
(3)
|
(11)
|
5
|
5
|
(2)
|
(15)
|
(9)
|
(4)
|
(2 051)
|
(5)
|
(2)
|
(2)
|
(3 343)
|
6
|
4
|
(2)
|
(4 300)
|
(2 464)
|
(3 898)
|
(5 356)
|
|
Pre-Tax Income |
1 367
N/A
|
1 513
+11%
|
1 354
-11%
|
639
-53%
|
313
-51%
|
976
+212%
|
1 152
+18%
|
1 483
+29%
|
1 694
+14%
|
2 043
+21%
|
2 293
+12%
|
2 184
-5%
|
2 167
-1%
|
2 209
+2%
|
2 483
+12%
|
2 264
-9%
|
1 842
-19%
|
2 756
+50%
|
1 949
-29%
|
2 092
+7%
|
|
Net Income | |||||||||||||||||||||
Tax Provision |
(514)
|
(484)
|
(485)
|
(408)
|
18
|
(197)
|
(267)
|
(477)
|
(930)
|
(1 008)
|
(1 145)
|
(1 093)
|
(1 271)
|
(1 229)
|
(1 242)
|
(1 079)
|
(595)
|
(771)
|
(529)
|
(501)
|
|
Income from Continuing Operations |
853
|
1 029
|
869
|
231
|
331
|
779
|
885
|
1 006
|
764
|
1 035
|
1 148
|
1 091
|
896
|
980
|
1 241
|
1 185
|
1 247
|
1 985
|
1 420
|
1 591
|
|
Income to Minority Interest |
(1)
|
5
|
1
|
6
|
3
|
0
|
0
|
(1)
|
0
|
(1)
|
(3)
|
(6)
|
(4)
|
(4)
|
(10)
|
(9)
|
(6)
|
(11)
|
(5)
|
(6)
|
|
Net Income (Common) |
851
N/A
|
1 034
+22%
|
869
-16%
|
238
-73%
|
335
+41%
|
779
+133%
|
886
+14%
|
1 006
+14%
|
763
-24%
|
1 034
+36%
|
1 144
+11%
|
1 084
-5%
|
891
-18%
|
974
+9%
|
1 230
+26%
|
1 174
-5%
|
1 240
+6%
|
1 975
+59%
|
1 414
-28%
|
1 585
+12%
|
|
EPS (Diluted) |
40.78
N/A
|
45.31
+11%
|
38.07
-16%
|
10.44
-73%
|
14.39
+38%
|
31.38
+118%
|
35.69
+14%
|
40.53
+14%
|
30.74
-24%
|
41.66
+36%
|
46.09
+11%
|
43.67
-5%
|
35.9
-18%
|
39.24
+9%
|
49.56
+26%
|
47.3
-5%
|
49.96
+6%
|
79.57
+59%
|
56.97
-28%
|
63.86
+12%
|