North Pacific Bank Ltd
TSE:8524
Income Statement
Income Statement
North Pacific Bank Ltd
Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||||||||||||||||||||||||||||||||||
Net Interest Income |
135 757
|
131 568
|
126 732
|
125 964
|
76 844
|
76 814
|
76 778
|
77 050
|
76 858
|
76 600
|
76 358
|
75 869
|
75 530
|
74 758
|
74 331
|
73 489
|
72 833
|
72 135
|
71 056
|
69 998
|
68 840
|
67 810
|
66 992
|
66 344
|
65 795
|
65 605
|
65 219
|
64 800
|
64 994
|
64 785
|
65 538
|
65 731
|
66 847
|
67 825
|
68 623
|
69 116
|
68 209
|
67 785
|
67 020
|
67 584
|
68 761
|
|
Interest Income |
141 093
|
136 729
|
131 619
|
130 549
|
81 181
|
80 983
|
80 918
|
81 197
|
81 036
|
80 727
|
80 244
|
79 502
|
79 010
|
78 229
|
77 993
|
77 375
|
76 916
|
76 218
|
74 981
|
73 642
|
72 056
|
70 644
|
69 506
|
68 620
|
67 916
|
67 699
|
67 287
|
66 838
|
66 977
|
66 697
|
67 184
|
67 116
|
67 971
|
68 710
|
69 540
|
70 186
|
69 541
|
69 400
|
68 767
|
69 258
|
70 184
|
|
Interest Expense |
5 336
|
5 161
|
4 887
|
4 585
|
4 337
|
4 169
|
4 140
|
4 147
|
4 178
|
4 127
|
3 886
|
3 633
|
3 480
|
3 471
|
3 662
|
3 886
|
4 083
|
4 083
|
3 925
|
3 644
|
3 216
|
2 834
|
2 514
|
2 276
|
2 121
|
2 094
|
2 068
|
2 038
|
1 983
|
1 912
|
1 646
|
1 385
|
1 124
|
885
|
917
|
1 070
|
1 332
|
1 615
|
1 747
|
1 674
|
1 423
|
|
Non Interest Income |
91 535
|
91 939
|
85 090
|
84 787
|
63 090
|
63 046
|
62 931
|
63 079
|
63 742
|
67 877
|
65 125
|
65 674
|
68 954
|
70 002
|
70 183
|
73 126
|
70 237
|
67 788
|
68 789
|
66 293
|
67 832
|
68 322
|
66 661
|
70 993
|
69 170
|
72 121
|
75 227
|
70 945
|
72 571
|
69 164
|
66 589
|
65 529
|
58 665
|
55 913
|
55 672
|
53 866
|
56 870
|
57 359
|
57 106
|
58 375
|
58 669
|
|
Revenue |
227 292
N/A
|
223 507
-2%
|
211 822
-5%
|
210 751
-1%
|
139 934
-34%
|
139 860
0%
|
139 709
0%
|
140 129
+0%
|
140 600
+0%
|
144 477
+3%
|
141 483
-2%
|
141 543
+0%
|
144 484
+2%
|
144 760
+0%
|
144 514
0%
|
146 615
+1%
|
143 070
-2%
|
139 923
-2%
|
139 845
0%
|
136 291
-3%
|
136 672
+0%
|
136 132
0%
|
133 653
-2%
|
137 337
+3%
|
134 965
-2%
|
137 726
+2%
|
140 446
+2%
|
135 745
-3%
|
137 565
+1%
|
133 949
-3%
|
132 127
-1%
|
131 260
-1%
|
125 512
-4%
|
123 738
-1%
|
124 295
+0%
|
122 982
-1%
|
125 079
+2%
|
125 144
+0%
|
124 126
-1%
|
125 959
+1%
|
127 430
+1%
|
|
Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||
Loan Loss Provision |
(6 180)
|
(6 681)
|
(3 070)
|
(472)
|
(638)
|
(744)
|
2 188
|
953
|
0
|
1 016
|
1 715
|
2 692
|
2 045
|
1 686
|
(907)
|
(1 439)
|
(1 621)
|
(4 976)
|
439
|
0
|
0
|
(1 078)
|
(608)
|
(460)
|
(1 273)
|
(2 263)
|
(2 531)
|
(3 124)
|
(5 716)
|
(7 674)
|
(7 020)
|
(7 945)
|
(5 099)
|
(2 819)
|
(4 169)
|
(3 323)
|
(3 790)
|
(5 266)
|
(3 717)
|
(5 473)
|
(6 452)
|
|
Non Interest Expense |
(120 290)
|
(121 430)
|
(120 199)
|
(119 410)
|
(115 685)
|
(112 424)
|
(113 355)
|
(113 417)
|
(114 974)
|
(116 237)
|
(117 148)
|
(117 139)
|
(119 538)
|
(123 605)
|
(123 608)
|
(124 420)
|
(122 854)
|
(119 860)
|
(124 432)
|
(122 985)
|
(122 344)
|
(115 123)
|
(114 997)
|
(117 860)
|
(116 425)
|
(121 811)
|
(121 793)
|
(118 332)
|
(117 166)
|
(111 567)
|
(109 696)
|
(108 920)
|
(102 884)
|
(102 678)
|
(100 660)
|
(99 436)
|
(102 815)
|
(104 068)
|
(106 678)
|
(107 186)
|
(108 424)
|
|
Pre-Tax Income |
100 822
N/A
|
95 396
-5%
|
88 553
-7%
|
90 869
+3%
|
23 611
-74%
|
26 692
+13%
|
28 542
+7%
|
27 665
-3%
|
26 931
-3%
|
29 256
+9%
|
26 050
-11%
|
27 096
+4%
|
26 991
0%
|
22 841
-15%
|
19 999
-12%
|
20 756
+4%
|
18 595
-10%
|
15 087
-19%
|
15 852
+5%
|
12 826
-19%
|
14 677
+14%
|
19 931
+36%
|
18 048
-9%
|
19 017
+5%
|
17 267
-9%
|
13 652
-21%
|
16 122
+18%
|
14 289
-11%
|
14 683
+3%
|
14 708
+0%
|
15 411
+5%
|
14 395
-7%
|
17 529
+22%
|
18 241
+4%
|
19 466
+7%
|
20 223
+4%
|
18 474
-9%
|
15 810
-14%
|
13 731
-13%
|
13 300
-3%
|
12 554
-6%
|
|
Net Income | ||||||||||||||||||||||||||||||||||||||||||
Tax Provision |
(10 692)
|
(7 498)
|
(7 121)
|
(10 526)
|
(9 352)
|
(10 369)
|
(13 174)
|
(11 000)
|
(10 770)
|
(10 533)
|
(8 677)
|
(8 226)
|
(7 718)
|
(5 798)
|
(5 108)
|
(5 124)
|
(2 886)
|
(1 904)
|
(2 200)
|
(1 851)
|
(4 471)
|
(5 489)
|
(5 541)
|
(6 552)
|
(6 265)
|
(5 963)
|
(5 416)
|
(5 159)
|
(5 074)
|
(4 963)
|
(5 943)
|
(5 185)
|
(6 214)
|
(6 319)
|
(6 930)
|
(7 450)
|
(7 116)
|
(6 566)
|
(6 040)
|
(4 470)
|
(3 592)
|
|
Income from Continuing Operations |
90 130
|
87 898
|
81 432
|
80 343
|
14 259
|
16 323
|
15 368
|
16 665
|
16 161
|
18 723
|
17 373
|
18 870
|
19 273
|
17 043
|
14 891
|
15 632
|
15 709
|
13 183
|
13 652
|
10 975
|
10 206
|
14 442
|
12 507
|
12 465
|
11 002
|
7 689
|
10 706
|
9 130
|
9 609
|
9 745
|
9 468
|
9 210
|
11 315
|
11 922
|
12 536
|
12 773
|
11 358
|
9 244
|
7 691
|
8 830
|
8 962
|
|
Income to Minority Interest |
(992)
|
(930)
|
(1 061)
|
(898)
|
(938)
|
(548)
|
(639)
|
(658)
|
(651)
|
(706)
|
(604)
|
(483)
|
(364)
|
(337)
|
(224)
|
(106)
|
(173)
|
503
|
454
|
235
|
220
|
(300)
|
(289)
|
(271)
|
(214)
|
(124)
|
(181)
|
(112)
|
(236)
|
(322)
|
75
|
(84)
|
22
|
(165)
|
104
|
263
|
268
|
403
|
(51)
|
(44)
|
(1)
|
|
Net Income (Common) |
87 929
N/A
|
77 311
-12%
|
70 715
-9%
|
70 264
-1%
|
4 140
-94%
|
15 774
+281%
|
14 728
-7%
|
16 006
+9%
|
15 509
-3%
|
18 015
+16%
|
16 766
-7%
|
18 385
+10%
|
18 908
+3%
|
16 704
-12%
|
14 665
-12%
|
15 525
+6%
|
15 534
+0%
|
13 686
-12%
|
14 106
+3%
|
11 210
-21%
|
10 424
-7%
|
14 141
+36%
|
12 217
-14%
|
12 192
0%
|
10 787
-12%
|
7 564
-30%
|
10 524
+39%
|
9 018
-14%
|
9 373
+4%
|
9 422
+1%
|
9 544
+1%
|
9 124
-4%
|
11 337
+24%
|
11 756
+4%
|
12 639
+8%
|
13 037
+3%
|
11 625
-11%
|
9 647
-17%
|
7 639
-21%
|
8 785
+15%
|
8 960
+2%
|
|
EPS (Diluted) |
142.27
N/A
|
124.09
-13%
|
177.23
+43%
|
176.1
-1%
|
10.38
-94%
|
39.55
+281%
|
36.92
-7%
|
40.13
+9%
|
38.87
-3%
|
45.16
+16%
|
42.01
-7%
|
46.06
+10%
|
47.37
+3%
|
41.85
-12%
|
36.74
-12%
|
38.89
+6%
|
38.93
+0%
|
34.3
-12%
|
35.62
+4%
|
28.52
-20%
|
26.32
-8%
|
35.78
+36%
|
31.08
-13%
|
31.34
+1%
|
27.73
-12%
|
19.38
-30%
|
27.05
+40%
|
23.18
-14%
|
24.15
+4%
|
24.23
+0%
|
24.59
+1%
|
23.45
-5%
|
29.14
+24%
|
30.25
+4%
|
32.71
+8%
|
33.84
+3%
|
30.17
-11%
|
25.02
-17%
|
19.83
-21%
|
22.81
+15%
|
23.27
+2%
|