` Comparison: USIO, MA - Alpha Spread

USIO
vs
MA

Over the past 12 months, USIO has outperformed MA, delivering a return of +13% compared to the MA's +10% growth.

Valuation Growth Profitability Solvency Stocks Performance
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USIO
MA
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USIO MA
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Valuation Comparison

USIO Intrinsic Value
2.29 USD
Undervaluation 37%
Intrinsic Value
Price
MA Intrinsic Value
388.74 USD
Overvaluation 32%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Usio Inc
NASDAQ:USIO
1.44 USD
Mastercard Inc
NYSE:MA
570.74 USD
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Valuation Scenario:
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Growth Comparison

Growth Over Time
USIO, MA

USIO
MA
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Usio Inc
Revenue
Mastercard Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
USIO, MA

USIO
MA
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Usio Inc
NASDAQ:USIO
Mastercard Inc
NYSE:MA
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What is Free Cash Flow?

Gross Margin

USIO
23.8%
MA
0%
LTM 3Y Avg 5Y Avg 10Y Avg
Usio Inc
Mastercard Inc

Operating Margin

USIO
-2%
MA
59.2%
LTM 3Y Avg 5Y Avg 10Y Avg
Usio Inc
Mastercard Inc

Net Margin

USIO
-0.5%
MA
45.3%
LTM 3Y Avg 5Y Avg 10Y Avg
Usio Inc
Mastercard Inc

FCF Margin

USIO
12.5%
MA
51.8%
LTM 3Y Avg 5Y Avg 10Y Avg
Usio Inc
Mastercard Inc

ROE

USIO
-2.1%
MA
185.7%
LTM 3Y Avg 5Y Avg 10Y Avg
Usio Inc
Mastercard Inc

ROA

USIO
-0.4%
MA
28.4%
LTM 3Y Avg 5Y Avg 10Y Avg
Usio Inc
Mastercard Inc

ROIC

USIO
4.3%
MA
39.4%
LTM 3Y Avg 5Y Avg 10Y Avg
Usio Inc
Mastercard Inc

ROCE

USIO
-7.9%
MA
59.5%
LTM 3Y Avg 5Y Avg 10Y Avg
Usio Inc
Mastercard Inc

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
USIO, MA

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USIO
MA
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Performance Gap
USIO, MA

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USIO
MA
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
USIO, MA

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USIO
MA
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