` Comparison: USIO, V - Alpha Spread

USIO
vs
V

Over the past 12 months, USIO has underperformed V, delivering a return of -42% compared to the V's +13% growth.

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USIO
V
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Stocks Compared:
USIO V
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Valuation Comparison

USIO Intrinsic Value
2.3 USD
Undervaluation 40%
Intrinsic Value
Price
V Intrinsic Value
233.47 USD
Overvaluation 34%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Usio Inc
NASDAQ:USIO
1.38 USD
Visa Inc
NYSE:V
354.43 USD
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Valuation Scenario:
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Growth Comparison

Growth Over Time
USIO, V

USIO
V
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Usio Inc
Revenue
Visa Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
USIO, V

USIO
V
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Usio Inc
NASDAQ:USIO
Visa Inc
NYSE:V
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What is Free Cash Flow?

Gross Margin

USIO
23.8%
V
80.4%
LTM 3Y Avg 5Y Avg 10Y Avg
Usio Inc
Visa Inc

Operating Margin

USIO
-2%
V
66.4%
LTM 3Y Avg 5Y Avg 10Y Avg
Usio Inc
Visa Inc

Net Margin

USIO
-0.5%
V
49.6%
LTM 3Y Avg 5Y Avg 10Y Avg
Usio Inc
Visa Inc

FCF Margin

USIO
12.5%
V
53.9%
LTM 3Y Avg 5Y Avg 10Y Avg
Usio Inc
Visa Inc

ROE

USIO
-2.1%
V
51.5%
LTM 3Y Avg 5Y Avg 10Y Avg
Usio Inc
Visa Inc

ROA

USIO
-0.4%
V
20.5%
LTM 3Y Avg 5Y Avg 10Y Avg
Usio Inc
Visa Inc

ROIC

USIO
4.3%
V
27.7%
LTM 3Y Avg 5Y Avg 10Y Avg
Usio Inc
Visa Inc

ROCE

USIO
-7.9%
V
40.1%
LTM 3Y Avg 5Y Avg 10Y Avg
Usio Inc
Visa Inc

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
USIO, V

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USIO
V
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Performance Gap
USIO, V

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USIO
V
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
USIO, V

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USIO
V
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