` Comparison: XCHANGING vs MA - Alpha Spread
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XCHANGING
vs
MA

Over the past 12 months, XCHANGING has underperformed MA, delivering a return of -30% compared to the MA's 4% drop.

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XCHANGING
MA
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Valuation Comparison

XCHANGING Intrinsic Value
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MA Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Xchanging Solutions Ltd
NSE:XCHANGING
71.42 INR
Mastercard Inc
NYSE:MA
542.69 USD
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Valuation Scenario:
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Growth Comparison

Growth Over Time
XCHANGING, MA

XCHANGING
MA
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Xchanging Solutions Ltd
Revenue
Mastercard Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
XCHANGING, MA

XCHANGING
MA
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Xchanging Solutions Ltd
NSE:XCHANGING
Mastercard Inc
NYSE:MA
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What is Free Cash Flow?

Gross Margin

XCHANGING
70.7%
MA
0%

Operating Margin

XCHANGING
33%
MA
59.2%

Net Margin

XCHANGING
28.6%
MA
45.6%

FCF Margin

XCHANGING
19.3%
MA
50.1%

ROE

XCHANGING
16.6%
MA
210.5%

ROA

XCHANGING
11.4%
MA
29.3%

ROIC

XCHANGING
29.4%
MA
38.8%

ROCE

XCHANGING
15%
MA
64.4%

Solvency Comparison

Xchanging Solutions Ltd
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
Mastercard Inc
Equity Waterfall
Assets
Liabilities
Equity
What is Equity Waterfall?
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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
XCHANGING, MA

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XCHANGING
MA
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Performance Gap
XCHANGING, MA

Performance Gap Between XCHANGING and MA
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Performance By Year
XCHANGING, MA

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