SmartPay Holdings Ltd
ASX:SMP

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SmartPay Holdings Ltd
ASX:SMP
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Price: 1.045 AUD Market Closed
Market Cap: AU$253m

Gross Margin

23.9%
Current
Declining
by 4.1%
vs 3-y average of 28.1%

Gross Margin shows how much money a company keeps from each dollar of sales after paying for the products it sells. It tells how profitable the company`s core business is before other expenses.

Gross Margin
23.9%
=
Gross Profit
NZ$25.1m
/
Revenue
NZ$104.7m

Gross Margin shows how much money a company keeps from each dollar of sales after paying for the products it sells. It tells how profitable the company`s core business is before other expenses.

Gross Margin
23.9%
=
Gross Profit
AU$25.1m
/
Revenue
NZ$104.7m

Peer Comparison

Country Company Market Cap Gross
Margin
NZ
SmartPay Holdings Ltd
NZX:SPY
289.1m NZD
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US
Visa Inc
NYSE:V
595.5B USD
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US
Mastercard Inc
NYSE:MA
457.5B USD
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US
Automatic Data Processing Inc
NASDAQ:ADP
89.3B USD
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US
PayPal Holdings Inc
NASDAQ:PYPL
41.8B USD
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US
Paychex Inc
NASDAQ:PAYX
35B USD
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NL
Adyen NV
AEX:ADYEN
29.6B EUR
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US
Fiserv Inc
NASDAQ:FISV
32.6B USD
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ES
Amadeus IT Group SA
MAD:AMS
23.1B EUR
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US
Fidelity National Information Services Inc
NYSE:FIS
26.1B USD
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US
Broadridge Financial Solutions Inc
NYSE:BR
22.1B USD
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Market Distribution

Lower than 85% of companies in New Zealand
Percentile
15th
Based on 251 companies
15th percentile
23.9%
Low
-127.6% — 37.1%
Typical Range
37.1% — 64.7%
High
64.7% — 107.2%
Distribution Statistics
New Zealand
Min -127.6%
30th Percentile 37.1%
Median 51%
70th Percentile 64.7%
Max 107.2%

SmartPay Holdings Ltd
Glance View

Market Cap
253m AUD
Industry
Technology

SmartPay Holdings Ltd. is engaged in the provision of payment solutions. The firm designs, develops and implements payment solutions for customers in New Zealand and Australia. The company offers a range of payment and data management solutions for retail, business payment and transactional processing requirements. The firm is the electronic funds transfer at point of sale (EFTPOS) terminal provider throughout Australia. The company licenses its technologies to third parties. The firm is a supplier of taxi payment solutions in New Zealand. The firm offers wireless EFTPOS Machines that allow accepting a credit card onsite. Its stationary countertop solutions are capable of connecting through the Internet. Its EFTPOS terminals are available for hire for a trade show on a short term lease. The firm has over 45,000 EFTPOS terminals throughout Australia and New Zealand, servicing the payment needs of approximately 18,000 merchants.

SMP Intrinsic Value
1.68 AUD
Undervaluation 38%
Intrinsic Value
Price
What is Gross Margin?
Gross Margin shows how much money a company keeps from each dollar of sales after paying for the products it sells. It tells how profitable the company`s core business is before other expenses.
How is Gross Margin calculated?

Gross Margin is calculated by dividing the Gross Profit by the Revenue.

Gross Margin
23.9%
=
Gross Profit
NZ$25.1m
/
Revenue
NZ$104.7m
What is SmartPay Holdings Ltd's current Gross Margin?

The current Gross Margin for SmartPay Holdings Ltd is 23.9%, which is below its 3-year median of 28.1%.

How has Gross Margin changed over time?

Over the last 3 years, SmartPay Holdings Ltd’s Gross Margin has decreased from 32.3% to 23.9%. During this period, it reached a low of 23.9% on Apr 3, 2025 and a high of 33.3% on Mar 31, 2023.

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