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Banco Pan SA
BOVESPA:BPAN4

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Banco Pan SA
BOVESPA:BPAN4
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Price: 12.75 BRL 0.31% Market Closed
Market Cap: R$7.8B

P/S

0.7
Current
59%
More Expensive
vs 3-y average of 0.4

Price to Sales (P/S) ratio shows how much investors pay for each dollar of a company`s sales. It`s calculated by dividing the company`s market value by its total revenue.

P/S
0.7
=
Market Cap
R$7.8B
/
Revenue
R$11.4B

Price to Sales (P/S) ratio shows how much investors pay for each dollar of a company`s sales. It`s calculated by dividing the company`s market value by its total revenue.

P/S
0.7
=
Market Cap
R$7.8B
/
Revenue
R$11.4B

Valuation Scenarios

Banco Pan SA is trading above its 3-year average

If P/S returns to its 3-Year Average (0.4), the stock would be worth R$8.01 (37% downside from current price).

Statistics
Positive Scenarios
2/4
Maximum Downside
-37%
Maximum Upside
+119%
Average Upside
19%
Scenario P/S Value Implied Price Upside/Downside
Current Multiple 0.7 R$12.75
0%
3-Year Average 0.4 R$8.01
-37%
5-Year Average 0.5 R$8.85
-31%
Industry Average 1.5 R$27.9
+119%
Country Average 0.9 R$16.08
+26%

Forward P/S
Today’s price vs future revenue

Today's Market Cap Revenue Forward P/S
R$7.8B
/
Apr 2023
R$11.4B
=
0.7
Current
R$7.8B
/
Dec 2023
R$9.2B
=
0.9
Forward
R$7.8B
/
Dec 2024
R$11B
=
0.7
Forward
R$7.8B
/
Dec 2025
R$11.4B
=
0.7
Forward
R$7.8B
/
Dec 2026
R$13.4B
=
0.6
Forward
R$7.8B
/
Dec 2027
R$16.4B
=
0.5
Forward

Forward P/S shows whether today’s P/S still looks high or low once future revenue are taken into account.

Peer Comparison

All Multiples
P/S
P/E
All Countries
Close

Market Distribution

In line with most companies in Brazil
Percentile
32nd
Based on 510 companies
32nd percentile
0.7
Low
0 — 0.6
Typical Range
0.6 — 1.6
High
1.6 —
Distribution Statistics
Brazil
Min 0
30th Percentile 0.6
Median 0.9
70th Percentile 1.6
Max 55.8

Other Multiples

Banco Pan SA
Glance View

Market Cap
7.8B BRL
Industry
Banking

Banco Pan SA engages in the provision of personal and corporate banking services. The company is headquartered in Sao Paulo, Sao Paulo. The company went IPO on 2007-11-14. It’s offering includes a range of services such as personal and car loans, real estate credit, credit cards, Point Of Sale (POS) Machines, prepayment, financial education and several types of insurance. The firm operates through two main segments: Consumer Finance and Banking Services. The Consumer Finance segment provides customers with e.g., personal credit and vehicle financing. The Banking Services segment is responsible for the provision of insurance, digital accounts and credit cards. The Bank has numerous subsidiaries, including Brazilian Securities Companhia de Securitizacao and Brazilian Finance & Real Estate S.A.

BPAN4 Intrinsic Value
Not Available
B
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