International Personal Finance PLC
LSE:IPF

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International Personal Finance PLC Logo
International Personal Finance PLC
LSE:IPF
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Price: 247.5 GBX Market Closed
Market Cap: £544.1m

EV/FCFF

-27.4
Current
347%
Cheaper
vs 3-y average of 11.1

Enterprise Value to Free Cash Flow to Firm (EV/FCFF) ratio compares a company`s total enterprise value to the free cash flow available to all investors, both debt and equity holders. It shows how much investors are paying for each dollar of cash flow the business generates before interest payments.

EV/FCFF
-27.4
=
Enterprise Value
GBX1.1B
/
Free Cash Flow to Firm
£-39.7m

Enterprise Value to Free Cash Flow to Firm (EV/FCFF) ratio compares a company`s total enterprise value to the free cash flow available to all investors, both debt and equity holders. It shows how much investors are paying for each dollar of cash flow the business generates before interest payments.

EV/FCFF
-27.4
=
Enterprise Value
GBX1.1B
/
Free Cash Flow to Firm
£-39.7m

Valuation Scenarios

International Personal Finance PLC is trading above its 3-year average

If EV/FCFF returns to its 3-Year Average (11.1), the stock would be worth GBX-100.01 (140% downside from current price).

Statistics
Positive Scenarios
0/4
Maximum Downside
-140%
Maximum Upside
No Upside Scenarios
Average Downside
112%
Scenario EV/FCFF Value Implied Price Upside/Downside
Current Multiple -27.4 GBX247.5
0%
3-Year Average 11.1 GBX-100.01
-140%
5-Year Average 2.2 GBX-20.22
-108%
Industry Average 0 GBX-0.2
-100%
Country Average 0 GBX-0.33
-100%

Forward EV/FCFF
Today’s price vs future free cash flow to firm

Not enough data available to calculate forward EV/FCFF

Peer Comparison

All Multiples
EV/FCFF
P/E
All Countries
Close

Market Distribution

Lower than 100% of companies in United Kingdom
Percentile
0th
Based on 1 823 companies
0th percentile
-27.4
Low
0 — 0
Typical Range
0 — 0.1
High
0.1 —
Distribution Statistics
United Kingdom
Min 0
30th Percentile 0
Median 0
70th Percentile 0.1
Max 1 344.9

International Personal Finance PLC
Glance View

Market Cap
544.1m GBX
Industry
Financial Services

International Personal Finance Plc provides home credit and the human face of finance. The company is headquartered in Leeds, West Yorkshire and currently employs 5,842 full-time employees. The company went IPO on 2007-10-08. The firm owns and operates a home credit business and a financial technology operator, IPF Digital. The Company’s home credit products and features include Home credit cash loans with agent service, money transfer loans direct to bank account, micro-business loans, home, medical and life insurances, provident-branded digital loans and weekly and monthly repayments. The Company’s digital business products and features include revolving credit line products, mobile wallet, instalment loans with terms up to three years, monthly repayments, and fast online application and credit decision.

IPF Intrinsic Value
247.53 GBX
Fairly Valued
Intrinsic Value
Price GBX247.5
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