International Personal Finance PLC
LSE:IPF
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P/FCFE
Price to Free Cash Flow to Equity (P/FCFE) ratio compares a company`s market value to the free cash flow available to its shareholders. It`s similar to the P/OCF ratio but more precise, since it accounts for capital expenditures deducted from operating cash flow.
Price to Free Cash Flow to Equity (P/FCFE) ratio compares a company`s market value to the free cash flow available to its shareholders. It`s similar to the P/OCF ratio but more precise, since it accounts for capital expenditures deducted from operating cash flow.
Valuation Scenarios
If P/FCFE returns to its Industry Average (0.2), the stock would be worth GBX-1.57 (101% downside from current price).
| Scenario | P/FCFE Value | Implied Price | Upside/Downside |
|---|---|---|---|
| Current Multiple | -30.2 | GBX247 |
0%
|
| Industry Average | 0.2 | GBX-1.57 |
-101%
|
| Country Average | 0.2 | GBX-1.68 |
-101%
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Forward P/FCFE
Today’s price vs future free cash flow to equity
Peer Comparison
| Market Cap | P/FCFE | P/E | ||||
|---|---|---|---|---|---|---|
| UK |
|
International Personal Finance PLC
LSE:IPF
|
543m GBP | -30.2 | 10 | |
| US |
|
American Express Co
NYSE:AXP
|
215.3B USD | 10.1 | 19.4 | |
| US |
|
Capital One Financial Corp
NYSE:COF
|
117.5B USD | 0 | 40.7 | |
| IN |
|
Bajaj Finance Ltd
NSE:BAJFINANCE
|
5.7T INR | 590.5 | 32.7 | |
| US |
|
Discover Financial Services
NYSE:DFS
|
50.3B USD | 0 | 9.1 | |
| US |
|
Synchrony Financial
NYSE:SYF
|
25.3B USD | 0 | 7.2 | |
| IN |
|
Shriram Finance Ltd
NSE:SHRIRAMFIN
|
2.2T INR | -19.4 | 22.2 | |
| US |
|
SoFi Technologies Inc
NASDAQ:SOFI
|
19.7B USD | 0 | 41 | |
| KZ |
K
|
Kaspi.kz AO
NASDAQ:KSPI
|
16.3B USD | 0 | 0 | |
| IN |
|
Muthoot Finance Ltd
NSE:MUTHOOTFIN
|
1.4T INR | -120 | 15.9 | |
| IN |
|
Tata Capital Ltd
NSE:TATACAP
|
1.3T INR | -8.7 | 30.9 |
Market Distribution
| Min | 0 |
| 30th Percentile | 0.1 |
| Median | 0.2 |
| 70th Percentile | 0.4 |
| Max | 901.8 |
Other Multiples
International Personal Finance PLC
Glance View
International Personal Finance Plc provides home credit and the human face of finance. The company is headquartered in Leeds, West Yorkshire and currently employs 5,842 full-time employees. The company went IPO on 2007-10-08. The firm owns and operates a home credit business and a financial technology operator, IPF Digital. The Company’s home credit products and features include Home credit cash loans with agent service, money transfer loans direct to bank account, micro-business loans, home, medical and life insurances, provident-branded digital loans and weekly and monthly repayments. The Company’s digital business products and features include revolving credit line products, mobile wallet, instalment loans with terms up to three years, monthly repayments, and fast online application and credit decision.
