PRA Group Inc
NASDAQ:PRAA

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PRA Group Inc
NASDAQ:PRAA
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Price: 11.03 USD -4.67%
Market Cap: $430.4m

Net Margin

-29.5%
Current
Declining
by 27.3%
vs 3-y average of -2.3%

Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.

Net Margin
-29.5%
=
Net Income
$-343.2m
/
Revenue
$1.2B

Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.

Net Margin
-29.5%
=
Net Income
$-343.2m
/
Revenue
$1.2B

Peer Comparison

Country Company Market Cap Net
Margin
US
PRA Group Inc
NASDAQ:PRAA
452.2m USD
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US
American Express Co
NYSE:AXP
244.4B USD
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US
Capital One Financial Corp
NYSE:COF
140.2B USD
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IN
Bajaj Finance Ltd
NSE:BAJFINANCE
6T INR
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US
Discover Financial Services
NYSE:DFS
50.3B USD
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US
SoFi Technologies Inc
NASDAQ:SOFI
25.7B USD
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US
Synchrony Financial
NYSE:SYF
26B USD
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IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
1.9T INR
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IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
1.4T INR
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IN
Muthoot Finance Ltd
NSE:MUTHOOTFIN
1.4T INR
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IN
Tata Capital Ltd
NSE:TATACAP
1.4T INR
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Market Distribution

Lower than 77% of companies in the United States of America
Percentile
23nd
Based on 15 072 companies
23nd percentile
-29.5%
Low
-4 418 600% — -9.6%
Typical Range
-9.6% — 11.3%
High
11.3% — 1 135 400%
Distribution Statistics
the United States of America
Min -4 418 600%
30th Percentile -9.6%
Median 3.1%
70th Percentile 11.3%
Max 1 135 400%

PRA Group Inc
Glance View

PRA Group, Inc. engages in the purchase, collection and management of portfolios of nonperforming loans. The company is headquartered in Norfolk, Virginia and currently employs 3,446 full-time employees. The company went IPO on 2002-11-08. The firm's primary business is the purchase, collection and management of portfolios of nonperforming loans. The firm purchase portfolios of nonperforming loans at a discount in two categories: Core and Insolvency. Its Core operation specializes in purchasing and collecting nonperforming loans, which it purchases since either the credit originator and/or other third-party collection agencies have been unsuccessful in collecting the full balance owed. Its Insolvency operation consists primarily of purchasing and collecting on nonperforming loan accounts where the customer is involved in a bankruptcy proceeding or the equivalent in some European countries. The company also provides fee-based services on class action claims recoveries and by servicing consumer bankruptcy accounts in the United States.

PRAA Intrinsic Value
78.32 USD
Undervaluation 86%
Intrinsic Value
Price
What is Net Margin?
Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.
How is Net Margin calculated?

Net Margin is calculated by dividing the Net Income by the Revenue.

Net Margin
-29.5%
=
Net Income
$-343.2m
/
Revenue
$1.2B
What is PRA Group Inc's current Net Margin?

The current Net Margin for PRA Group Inc is -29.5%, which is below its 3-year median of -2.3%.

How has Net Margin changed over time?

Over the last 3 years, PRA Group Inc’s Net Margin has decreased from 13.5% to -29.5%. During this period, it reached a low of -29.5% on Sep 30, 2025 and a high of 13.5% on Sep 30, 2022.

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