LIC Housing Finance Ltd
NSE:LICHSGFIN
Income Statement
Earnings Waterfall
LIC Housing Finance Ltd
Revenue
|
266.4B
INR
|
Cost of Revenue
|
-182.5B
INR
|
Gross Profit
|
83.9B
INR
|
Operating Expenses
|
-9.5B
INR
|
Operating Income
|
74.4B
INR
|
Other Expenses
|
-25.8B
INR
|
Net Income
|
48.7B
INR
|
Income Statement
LIC Housing Finance Ltd
Mar-2001 | Jun-2001 | Sep-2001 | Dec-2001 | Mar-2002 | Jun-2002 | Sep-2002 | Dec-2002 | Mar-2003 | Jun-2003 | Sep-2003 | Dec-2003 | Jun-2004 | Sep-2004 | Dec-2004 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | |||||||||||||||||||||||||||||||||||||||
Revenue |
7 447
N/A
|
7 700
+3%
|
7 972
+4%
|
8 253
+4%
|
8 578
+4%
|
8 812
+3%
|
8 855
+0%
|
9 410
+6%
|
9 896
+5%
|
9 935
+0%
|
10 078
+1%
|
9 878
-2%
|
7 309
-26%
|
7 421
+2%
|
7 532
+1%
|
40 688
+440%
|
82 735
+103%
|
127 389
+54%
|
173 926
+37%
|
181 394
+4%
|
189 147
+4%
|
194 547
+3%
|
197 361
+1%
|
199 321
+1%
|
199 294
0%
|
198 350
0%
|
198 817
+0%
|
197 347
-1%
|
194 751
-1%
|
196 284
+1%
|
199 744
+2%
|
204 062
+2%
|
207 849
+2%
|
216 108
+4%
|
226 391
+5%
|
240 961
+6%
|
257 431
+7%
|
266 431
+3%
|
|
Gross Profit | |||||||||||||||||||||||||||||||||||||||
Cost of Revenue |
(5 509)
|
(5 682)
|
(5 864)
|
(6 066)
|
(6 278)
|
(6 354)
|
(6 619)
|
(6 725)
|
(6 638)
|
(6 630)
|
(6 449)
|
(6 379)
|
(4 870)
|
(4 890)
|
(4 971)
|
(30 270)
|
(61 699)
|
(95 097)
|
(227)
|
(134 891)
|
(140 670)
|
(144 569)
|
(521)
|
(150 058)
|
(149 960)
|
(148 781)
|
(893)
|
(143 199)
|
(141 519)
|
(141 112)
|
(1 339)
|
(144 071)
|
(147 912)
|
(155 316)
|
(1 826)
|
(171 853)
|
(178 910)
|
(182 530)
|
|
Gross Profit |
1 938
N/A
|
2 017
+4%
|
2 107
+4%
|
2 188
+4%
|
2 301
+5%
|
2 460
+7%
|
2 237
-9%
|
2 685
+20%
|
3 258
+21%
|
3 305
+1%
|
3 629
+10%
|
3 499
-4%
|
2 439
-30%
|
2 531
+4%
|
2 561
+1%
|
10 418
+307%
|
21 036
+102%
|
32 291
+54%
|
173 699
+438%
|
46 502
-73%
|
48 475
+4%
|
49 977
+3%
|
196 840
+294%
|
49 262
-75%
|
49 334
+0%
|
49 569
+0%
|
197 924
+299%
|
54 148
-73%
|
53 231
-2%
|
55 171
+4%
|
198 405
+260%
|
59 989
-70%
|
59 936
0%
|
60 790
+1%
|
224 565
+269%
|
69 107
-69%
|
78 520
+14%
|
83 901
+7%
|
|
Operating Income | |||||||||||||||||||||||||||||||||||||||
Operating Expenses |
(378)
|
(393)
|
(459)
|
(468)
|
(507)
|
(572)
|
(485)
|
(899)
|
(1 280)
|
(1 712)
|
(1 953)
|
(1 800)
|
(1 115)
|
(1 082)
|
(1 038)
|
(888)
|
(1 950)
|
(3 170)
|
(7 377)
|
(4 957)
|
(5 180)
|
(5 233)
|
(6 273)
|
(6 101)
|
(6 366)
|
(6 634)
|
(6 304)
|
(7 834)
|
(8 573)
|
(8 876)
|
(9 343)
|
(8 020)
|
(7 939)
|
(8 541)
|
(9 071)
|
(9 411)
|
(9 510)
|
(9 470)
|
|
Selling, General & Administrative |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(539)
|
(1 173)
|
(1 933)
|
(4 566)
|
(2 887)
|
(3 093)
|
(3 144)
|
(5 210)
|
(3 446)
|
(3 465)
|
(3 495)
|
(5 470)
|
(4 628)
|
(5 341)
|
(5 579)
|
(8 351)
|
(4 879)
|
(4 532)
|
(4 768)
|
(8 117)
|
(5 497)
|
(5 746)
|
(5 933)
|
|
Depreciation & Amortization |
(12)
|
(13)
|
(16)
|
(14)
|
(14)
|
(14)
|
(13)
|
(17)
|
(17)
|
(18)
|
(18)
|
(18)
|
(18)
|
(22)
|
(25)
|
(27)
|
(57)
|
(87)
|
(119)
|
(197)
|
(292)
|
(392)
|
(511)
|
(537)
|
(543)
|
(551)
|
(525)
|
(524)
|
(529)
|
(527)
|
(552)
|
(585)
|
(609)
|
(647)
|
(690)
|
(722)
|
(694)
|
(703)
|
|
Other Operating Expenses |
(368)
|
(381)
|
(443)
|
(454)
|
(494)
|
(559)
|
(473)
|
(884)
|
(1 263)
|
(1 694)
|
(1 935)
|
(1 782)
|
(1 097)
|
(1 060)
|
(1 013)
|
(322)
|
(720)
|
(1 150)
|
(2 693)
|
(1 873)
|
(1 796)
|
(1 697)
|
(553)
|
(2 120)
|
(2 358)
|
(2 589)
|
(309)
|
(2 682)
|
(2 704)
|
(2 772)
|
(440)
|
(2 557)
|
(2 799)
|
(3 126)
|
(265)
|
(3 192)
|
(3 071)
|
(2 835)
|
|
Operating Income |
1 559
N/A
|
1 625
+4%
|
1 650
+2%
|
1 721
+4%
|
1 795
+4%
|
1 888
+5%
|
1 752
-7%
|
1 786
+2%
|
1 979
+11%
|
1 594
-19%
|
1 677
+5%
|
1 700
+1%
|
1 324
-22%
|
1 449
+9%
|
1 523
+5%
|
9 531
+526%
|
19 087
+100%
|
29 123
+53%
|
166 322
+471%
|
41 546
-75%
|
43 296
+4%
|
44 744
+3%
|
190 567
+326%
|
43 161
-77%
|
42 969
0%
|
42 937
0%
|
191 620
+346%
|
46 316
-76%
|
44 660
-4%
|
46 296
+4%
|
189 062
+308%
|
51 971
-73%
|
51 998
+0%
|
52 250
+0%
|
215 494
+312%
|
59 697
-72%
|
69 009
+16%
|
74 431
+8%
|
|
Pre-Tax Income | |||||||||||||||||||||||||||||||||||||||
Interest Income Expense |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(1 300)
|
(2 655)
|
(128 901)
|
(2 716)
|
(1 381)
|
(97)
|
(148 225)
|
(458)
|
(572)
|
(598)
|
(144 793)
|
(294)
|
(353)
|
(256)
|
(141 307)
|
(298)
|
(2 075)
|
(2 075)
|
(160 458)
|
(1 108)
|
1 028
|
1 168
|
|
Non-Reccuring Items |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(269)
|
0
|
0
|
0
|
0
|
0
|
0
|
(1 610)
|
(2 504)
|
(2 473)
|
(3 504)
|
(4 427)
|
(6 348)
|
(10 286)
|
(9 521)
|
(7 553)
|
(5 768)
|
(3 671)
|
(13 176)
|
(20 916)
|
(26 139)
|
(27 885)
|
(19 882)
|
(14 655)
|
(12 140)
|
(16 210)
|
(19 430)
|
(18 040)
|
(18 494)
|
(15 226)
|
|
Gain/Loss on Disposition of Assets |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
0
|
0
|
0
|
1
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
2
|
0
|
0
|
0
|
|
Total Other Income |
9
|
10
|
15
|
14
|
38
|
38
|
136
|
214
|
585
|
686
|
691
|
641
|
191
|
160
|
205
|
6
|
10
|
14
|
0
|
33
|
35
|
39
|
0
|
(557)
|
(460)
|
(312)
|
0
|
267
|
217
|
205
|
0
|
345
|
343
|
257
|
0
|
82
|
35
|
(23)
|
|
Pre-Tax Income |
1 569
N/A
|
1 635
+4%
|
1 664
+2%
|
1 734
+4%
|
1 832
+6%
|
1 925
+5%
|
1 888
-2%
|
2 000
+6%
|
2 295
+15%
|
2 281
-1%
|
2 369
+4%
|
2 342
-1%
|
1 515
-35%
|
1 609
+6%
|
1 728
+7%
|
7 926
+359%
|
15 293
+93%
|
24 009
+57%
|
33 918
+41%
|
34 438
+2%
|
35 604
+3%
|
34 402
-3%
|
32 822
-5%
|
34 594
+5%
|
36 169
+5%
|
38 356
+6%
|
33 651
-12%
|
25 372
-25%
|
18 383
-28%
|
18 358
0%
|
27 873
+52%
|
37 362
+34%
|
38 125
+2%
|
34 221
-10%
|
35 608
+4%
|
40 630
+14%
|
51 578
+27%
|
60 350
+17%
|
|
Net Income | |||||||||||||||||||||||||||||||||||||||
Tax Provision |
(353)
|
(376)
|
(361)
|
(364)
|
(356)
|
(368)
|
(362)
|
(382)
|
(506)
|
(488)
|
(508)
|
(442)
|
(284)
|
(282)
|
(433)
|
(2 254)
|
(3 991)
|
(6 634)
|
(9 574)
|
(9 675)
|
(8 791)
|
(7 639)
|
(8 785)
|
(8 407)
|
(9 765)
|
(10 764)
|
(6 240)
|
(4 690)
|
(3 100)
|
(2 573)
|
(5 013)
|
(6 744)
|
(6 890)
|
(6 079)
|
(6 696)
|
(7 796)
|
(9 941)
|
(11 666)
|
|
Income from Continuing Operations |
1 216
|
1 259
|
1 303
|
1 370
|
1 476
|
1 557
|
1 526
|
1 618
|
1 789
|
1 793
|
1 861
|
1 900
|
1 231
|
1 328
|
1 296
|
5 672
|
11 302
|
17 375
|
24 344
|
24 763
|
26 813
|
26 763
|
24 037
|
26 187
|
26 404
|
27 592
|
27 411
|
20 682
|
15 284
|
15 786
|
22 860
|
30 619
|
31 234
|
28 141
|
28 912
|
32 833
|
41 638
|
48 684
|
|
Income to Minority Interest |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(1)
|
(1)
|
(2)
|
(4)
|
(5)
|
(4)
|
(5)
|
(4)
|
(3)
|
(5)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
(4)
|
|
Net Income (Common) |
1 216
N/A
|
1 259
+4%
|
1 303
+3%
|
1 370
+5%
|
1 476
+8%
|
1 557
+5%
|
1 526
-2%
|
1 618
+6%
|
1 789
+11%
|
1 793
+0%
|
1 861
+4%
|
1 900
+2%
|
1 231
-35%
|
1 328
+8%
|
1 296
-2%
|
5 671
+338%
|
11 301
+99%
|
17 373
+54%
|
24 340
+40%
|
24 759
+2%
|
26 810
+8%
|
26 759
0%
|
24 033
-10%
|
26 185
+9%
|
26 400
+1%
|
27 589
+5%
|
27 407
-1%
|
20 677
-25%
|
15 278
-26%
|
15 780
+3%
|
22 857
+45%
|
30 614
+34%
|
31 230
+2%
|
28 137
-10%
|
28 908
+3%
|
32 829
+14%
|
41 634
+27%
|
48 680
+17%
|
|
EPS (Diluted) |
3.24
N/A
|
3.36
+4%
|
3.48
+4%
|
3.66
+5%
|
3.94
+8%
|
4.16
+6%
|
4.08
-2%
|
4.32
+6%
|
4.78
+11%
|
4.79
+0%
|
4.97
+4%
|
5.08
+2%
|
3.29
-35%
|
3.55
+8%
|
3.46
-3%
|
11.28
+226%
|
22.44
+99%
|
34.4
+53%
|
48.19
+40%
|
48.83
+1%
|
53.07
+9%
|
52.97
0%
|
47.59
-10%
|
51.85
+9%
|
52.27
+1%
|
54.63
+5%
|
54.27
-1%
|
40.94
-25%
|
27.77
-32%
|
31.24
+12%
|
43.11
+38%
|
55.66
+29%
|
56.78
+2%
|
51.15
-10%
|
52.55
+3%
|
59.68
+14%
|
75.69
+27%
|
88.5
+17%
|