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ProCredit Holding AG
SWB:PCZ

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ProCredit Holding AG
SWB:PCZ
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Price: 8.44 EUR -1.63%
Market Cap: €497.1m

Net Margin

17.5%
Current
Declining
by 3.2%
vs 3-y average of 20.8%

Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.

Net Margin
17.5%
=
Net Income
€130.1m
/
Revenue
€742.2m

Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.

Net Margin
17.5%
=
Net Income
€130.1m
/
Revenue
€742.2m

Peer Comparison

Country Company Market Cap Net
Margin
DE
ProCredit Holding AG
SWB:PCZ
497.1m EUR
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US
JPMorgan Chase & Co
NYSE:JPM
835B USD
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ZA
Capitec Bank Holdings Ltd
JSE:CPI
512.7B ZAR
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ZA
Standard Bank Group Ltd
JSE:SBK
499.3B ZAR
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US
Bank of America Corp
NYSE:BAC
396.6B USD
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CN
Industrial and Commercial Bank of China Ltd
SSE:601398
2.6T CNY
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CN
Agricultural Bank of China Ltd
SSE:601288
2.3T CNY
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CN
China Construction Bank Corp
SSE:601939
2.3T CNY
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UK
HSBC Holdings PLC
LSE:HSBA
220B GBP
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US
Wells Fargo & Co
NYSE:WFC
284.4B USD
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CA
Royal Bank of Canada
TSX:RY
323.8B CAD
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Market Distribution

Higher than 91% of companies in Germany
Percentile
91th
Based on 3 835 companies
91th percentile
17.5%
Low
-222 027.4% — -2%
Typical Range
-2% — 6%
High
6% — 85 055.6%
Distribution Statistics
Germany
Min -222 027.4%
30th Percentile -2%
Median 2.2%
70th Percentile 6%
Max 85 055.6%

Other Profitability Ratios

ProCredit Holding AG
Glance View

Market Cap
497.1m EUR
Industry
Banking

ProCredit Holding AG & Co. KGaA engages in development-oriented commercial banks. The company is headquartered in Frankfurt, Hessen and currently employs 3,437 full-time employees. The company went IPO on 2016-12-22. The activities of the ProCredit group comprise the financing of Small and Medium-sized Enterprises (SMEs) and direct banking for private clients. The firm provides provision of equity and debt financing, strategic guidance and supervision, ensuring that all ProCredit institutions have appropriate organisational structures and procedures in place, and that they apply appropriate standards for risk management and the prevention of money laundering, fraud and the financing of terrorism. The company sets the overall policy guidelines and standards regarding all key areas of banking operations and involved in staff management and training. The firm offers development and delivery of curricula at the central ProCredit Academy in Fuerth. The company operates in South Eastern Europe, Eastern Europe, South America and Germany.

PCZ Intrinsic Value
33.74 EUR
Undervaluation 75%
Intrinsic Value
Price
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What is Net Margin?
Net Margin shows how much profit a company keeps from each dollar of sales after all expenses, including taxes and interest. It reflects the company`s overall profitability.
How is Net Margin calculated?

Net Margin is calculated by dividing the Net Income by the Revenue.

Net Margin
17.5%
=
Net Income
€130.1m
/
Revenue
€742.2m
What is ProCredit Holding AG's current Net Margin?

The current Net Margin for ProCredit Holding AG is 17.5%, which is below its 3-year median of 20.8%.

How has Net Margin changed over time?

Over the last 3 years, ProCredit Holding AG’s Net Margin has increased from 4.2% to 17.5%. During this period, it reached a low of 4.2% on Dec 1, 2022 and a high of 24.3% on Dec 31, 2023.

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