TWFG Inc
NASDAQ:TWFG

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TWFG Inc
NASDAQ:TWFG
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Price: 25.97 USD 3.47% Market Closed
Market Cap: 1.5B USD
Section:
Relative Value
Relative Value
Valuation Multiples
Multiples Across Competitors
See Also

Relative Value

The Relative Value of one TWFG stock under the Base Case scenario is 15.7 USD. Compared to the current market price of 25.97 USD, TWFG Inc is Overvalued by 40%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

TWFG Relative Value
Base Case
15.7 USD
Overvaluation 40%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

6.7
P/S
P/S
Price to Sales
6.7
vs History
56
vs Industry
10
Median 3Y
6.7
Median 5Y
6.7
Industry
1.1
Forward
5.9
More Details
241.1
P/E
P/E
Price to Earnings
241.1
vs History
56
vs Industry
7
Median 3Y
259.1
Median 5Y
259.1
Industry
13.1
Forward
135.6
More Details
30
P/OCF
P/OCF
Price to OCF
30
vs History
68
vs Industry
10
Median 3Y
33.7
Median 5Y
33.7
Industry
8.9
More Details
Negative
P/FCFE
P/FCFE
Price to FCFE
N/A
vs History
vs Industry
1
Median 3Y
-54.7
Median 5Y
-54.7
Industry
10
More Details
18.5
P/B
P/B
Price to Book Value
18.5
vs History
87
vs Industry
0
Median 3Y
22.8
Median 5Y
22.8
Industry
1.5
More Details
6
EV/S
EV/S
Enterprise Value to Sales
6
vs History
56
vs Industry
11
Median 3Y
6
Median 5Y
6
Industry
1.2
Forward
5.2
More Details
14
EV/GP
EV/GP
Enterprise Value to Gross Profit
14
vs History
56
vs Industry
18
Median 3Y
14.2
Median 5Y
14.2
Industry
3.9
More Details
33.3
EV/EBITDA
EV/EBITDA
Enterprise Value to EBITDA
33.3
vs History
56
vs Industry
14
Median 3Y
33.4
Median 5Y
33.4
Industry
9
Forward
24.8
More Details
50.4
EV/EBIT
EV/EBIT
Enterprise Value to EBIT
50.4
vs History
43
vs Industry
12
Median 3Y
47.9
Median 5Y
47.9
Industry
9.8
Forward
41.6
More Details
26.7
EV/OCF
EV/OCF
Enterprise Value to OCF
26.7
vs History
68
vs Industry
12
Median 3Y
30.5
Median 5Y
30.5
Industry
9.3
More Details
Negative
EV/FCFF
EV/FCFF
Enterprise Value to FCFF
N/A
vs History
vs Industry
4
Median 3Y
49.7
Median 5Y
49.7
Industry
10.5
More Details
7.2
EV/IC
EV/IC
Enterprise Value to IC
7.2
vs History
87
vs Industry
1
Median 3Y
11.4
Median 5Y
11.4
Industry
0.4
More Details

Multiples Across Competitors

TWFG Competitors Multiples
TWFG Inc Competitors

All Multiples
P/S
P/E
EV/EBITDA
EV/EBIT
Market Cap P/S P/E EV/EBITDA EV/EBIT
US
TWFG Inc
NASDAQ:TWFG
1.5B USD 6.7 241.1 33.3 50.4
US
Marsh & McLennan Companies Inc
NYSE:MMC
96.9B USD 3.8 23.5 15.5 17.5
US
Arthur J Gallagher & Co
NYSE:AJG
76.9B USD 6.2 46.9 18.3 23.6
IE
Aon PLC
NYSE:AON
76.2B USD 4.6 29.3 15.7 19.1
US
Arthur J. Gallagher & Co.
SWB:GAH
35.6B EUR 3.4 25.6 9.7 12.4
UK
Willis Towers Watson PLC
NASDAQ:WTW
33.2B USD 3.4 242 13.5 16.1
US
Brown & Brown Inc
NYSE:BRO
30.6B USD 6 30.8 16.3 18.9
US
Ryan Specialty Group Holdings Inc
NYSE:RYAN
14.2B USD 5 247.2 19.4 26.7
IN
PB Fintech Ltd
NSE:POLICYBZR
822.8B INR 16.5 233.1 851.7 -2 891.9
AU
Steadfast Group Ltd
ASX:SDF
6.7B AUD 3.7 20.1 16.7 16.7
US
Hagerty Inc
NYSE:HGTY
4.2B USD 3.2 227.8 34.5 48.7
EV/EBIT Multiple
EBIT Growth EV/EBIT to Growth
US
TWFG Inc
NASDAQ:TWFG
Average EV/EBIT: 25
50.4
37%
1.4
US
Marsh & McLennan Companies Inc
NYSE:MMC
17.5
8%
2.2
US
Arthur J Gallagher & Co
NYSE:AJG
23.6
23%
1
IE
Aon PLC
NYSE:AON
19.1
15%
1.3
US
A
Arthur J. Gallagher & Co.
SWB:GAH
12.4
23%
0.5
UK
W
Willis Towers Watson PLC
NASDAQ:WTW
16.1
10%
1.6
US
Brown & Brown Inc
NYSE:BRO
18.9
16%
1.2
US
Ryan Specialty Group Holdings Inc
NYSE:RYAN
26.7
22%
1.2
IN
PB Fintech Ltd
NSE:POLICYBZR
Negative Multiple: -2 891.9 N/A N/A
AU
Steadfast Group Ltd
ASX:SDF
16.7
16%
1
US
Hagerty Inc
NYSE:HGTY
48.7
53%
0.9

See Also

Summary
TWFG intrinsic value, competitors valuation, and company profile.
DCF Valuation
TWFG stock valuation using Discount Cash Flow valuation method.
Relative Valuation
TWFG stock valuation using valuation multiples.
Wall Street Estimates
TWFG price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
TWFG stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
Discover More
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