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Jana Small Finance Bank Ltd
NSE:JSFB

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Jana Small Finance Bank Ltd
NSE:JSFB
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Price: 478 INR -2.75% Market Closed
Market Cap: ₹50.3B

P/S

1.4
Current
8%
Cheaper
vs 3-y average of 1.6

Price to Sales (P/S) ratio shows how much investors pay for each dollar of a company`s sales. It`s calculated by dividing the company`s market value by its total revenue.

P/S
1.4
=
Market Cap
₹38.1B
/
Revenue
₹34.8B

Price to Sales (P/S) ratio shows how much investors pay for each dollar of a company`s sales. It`s calculated by dividing the company`s market value by its total revenue.

P/S
1.4
=
Market Cap
₹38.1B
/
Revenue
₹34.8B

Valuation Scenarios

Jana Small Finance Bank Ltd is trading below its 3-year average

If P/S returns to its 3-Year Average (1.6), the stock would be worth ₹518.36 (8% upside from current price).

Statistics
Positive Scenarios
4/4
Maximum Downside
No Downside Scenarios
Maximum Upside
+81%
Average Upside
45%
Scenario P/S Value Implied Price Upside/Downside
Current Multiple 1.4 ₹478
0%
3-Year Average 1.6 ₹518.36
+8%
5-Year Average 1.6 ₹518.36
+8%
Industry Average 2.6 ₹863.06
+81%
Country Average 2.6 ₹864.41
+81%

Forward P/S
Today’s price vs future revenue

Today's Market Cap Revenue Forward P/S
₹38.1B
/
Jan 2026
₹34.8B
=
1.4
Current
₹38.1B
/
Mar 2026
₹36.7B
=
1
Forward
₹38.1B
/
Mar 2027
₹42.3B
=
0.9
Forward
₹38.1B
/
Mar 2028
₹48.3B
=
0.8
Forward

Forward P/S shows whether today’s P/S still looks high or low once future revenue are taken into account.

Peer Comparison

All Multiples
P/S
P/E
All Countries
Close

Market Distribution

Lower than 71% of companies in India
Percentile
29th
Based on 2 983 companies
29th percentile
1.4
Low
0 — 1.5
Typical Range
1.5 — 4.6
High
4.6 —
Distribution Statistics
India
Min 0
30th Percentile 1.5
Median 2.6
70th Percentile 4.6
Max 56 363.4

Other Multiples

Jana Small Finance Bank Ltd
Glance View

Market Cap
50.3B INR
Industry
Banking

Jana Small Finance Bank Ltd is a IN-based company operating in Banks industry. The company is headquartered in Bangalore, Karnataka. The company went IPO on 2024-02-14. Jana Small Finance Bank Limited is an India-based small finance bank. The firm has 771 banking outlets, including 278 banking outlets in un-banked rural centers, in 22 states and two union territories. The firm serves approximately 12 million customers, including 4.87 million active customers. The Company’s products and services include savings account, current account, deposits, loans, cards, online banking, payments, insurance and safe deposit locker facility. Its loan services include home loan, group loan, business loan for individuals, Agri individual loan, gold loan secured business loan, home improvement loan, two-wheeler loan and Agri group loan. Its online banking services include mobile banking, Internet banking and corporate Internet banking. Its saving account services include premium savings account, silver premium account, savings plus, video know your customer (KYC), salary account and DIGIGEN.

JSFB Intrinsic Value
695.83 INR
Undervaluation 31%
Intrinsic Value
Price ₹478
J
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