Enova International Inc
NYSE:ENVA
Cash Flow Statement
Cash Flow Statement
Enova International Inc
Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Operating Cash Flow | |||||||||||||||||||||||||||||||||||||||
Net Income |
109
|
112
|
96
|
107
|
62
|
44
|
29
|
27
|
30
|
35
|
39
|
42
|
31
|
29
|
43
|
50
|
68
|
70
|
77
|
84
|
96
|
37
|
7
|
30
|
97
|
378
|
448
|
481
|
439
|
257
|
234
|
205
|
205
|
207
|
206
|
202
|
191
|
175
|
|
Depreciation & Amortization |
18
|
19
|
20
|
25
|
19
|
18
|
17
|
16
|
16
|
16
|
15
|
14
|
14
|
14
|
15
|
15
|
15
|
15
|
16
|
16
|
16
|
15
|
15
|
15
|
15
|
20
|
23
|
26
|
31
|
35
|
38
|
38
|
41
|
37
|
38
|
39
|
38
|
38
|
|
Change in Deffered Taxes |
8
|
12
|
14
|
4
|
3
|
(1)
|
0
|
1
|
0
|
(2)
|
(0)
|
9
|
3
|
(5)
|
(12)
|
(12)
|
26
|
22
|
26
|
21
|
(11)
|
5
|
(6)
|
1
|
(1)
|
3
|
20
|
23
|
31
|
39
|
34
|
32
|
28
|
17
|
13
|
5
|
(3)
|
9
|
|
Stock-Based Compensation |
0
|
1
|
2
|
4
|
7
|
10
|
10
|
10
|
10
|
9
|
9
|
10
|
10
|
11
|
11
|
11
|
11
|
12
|
12
|
13
|
13
|
12
|
12
|
13
|
13
|
18
|
20
|
22
|
23
|
21
|
21
|
21
|
21
|
22
|
23
|
24
|
25
|
27
|
|
Other Non-Cash Items |
307
|
277
|
248
|
292
|
217
|
231
|
261
|
287
|
317
|
347
|
361
|
374
|
402
|
440
|
472
|
513
|
567
|
614
|
643
|
660
|
655
|
784
|
879
|
861
|
714
|
265
|
53
|
(62)
|
(11)
|
199
|
291
|
433
|
521
|
641
|
723
|
775
|
847
|
915
|
|
Cash Taxes Paid |
0
|
46
|
0
|
0
|
0
|
41
|
0
|
0
|
0
|
19
|
0
|
0
|
0
|
17
|
0
|
0
|
0
|
10
|
0
|
0
|
0
|
(39)
|
0
|
0
|
0
|
28
|
0
|
0
|
0
|
89
|
0
|
0
|
0
|
(2)
|
0
|
0
|
0
|
(3)
|
|
Cash Interest Paid |
0
|
25
|
0
|
0
|
0
|
49
|
0
|
0
|
0
|
60
|
0
|
0
|
0
|
64
|
0
|
0
|
0
|
68
|
0
|
0
|
0
|
70
|
0
|
0
|
0
|
75
|
0
|
0
|
0
|
71
|
0
|
0
|
0
|
108
|
0
|
0
|
0
|
182
|
|
Change in Working Capital |
38
|
11
|
29
|
25
|
(24)
|
(8)
|
(13)
|
(1)
|
16
|
(1)
|
1
|
(40)
|
(46)
|
(32)
|
(38)
|
(9)
|
(73)
|
(36)
|
(9)
|
24
|
68
|
35
|
13
|
37
|
69
|
75
|
62
|
9
|
(48)
|
(59)
|
(89)
|
(65)
|
(24)
|
(9)
|
43
|
62
|
48
|
30
|
|
Cash from Operating Activities |
480
N/A
|
430
-10%
|
406
-6%
|
453
+12%
|
278
-39%
|
284
+2%
|
295
+4%
|
330
+12%
|
379
+15%
|
393
+4%
|
415
+5%
|
399
-4%
|
404
+1%
|
447
+11%
|
480
+7%
|
557
+16%
|
604
+8%
|
685
+13%
|
753
+10%
|
804
+7%
|
823
+2%
|
876
+6%
|
907
+4%
|
944
+4%
|
893
-5%
|
741
-17%
|
605
-18%
|
477
-21%
|
443
-7%
|
472
+7%
|
508
+8%
|
644
+27%
|
772
+20%
|
894
+16%
|
1 023
+14%
|
1 083
+6%
|
1 122
+4%
|
1 167
+4%
|
|
Investing Cash Flow | |||||||||||||||||||||||||||||||||||||||
Capital Expenditures |
(13)
|
(13)
|
(21)
|
(36)
|
(32)
|
(32)
|
(23)
|
(13)
|
(15)
|
(14)
|
(14)
|
(12)
|
(14)
|
(17)
|
(18)
|
(18)
|
(17)
|
(16)
|
(18)
|
(20)
|
(21)
|
(20)
|
(20)
|
(22)
|
(23)
|
(30)
|
(31)
|
(31)
|
(32)
|
(30)
|
(33)
|
(39)
|
(41)
|
(44)
|
(44)
|
(41)
|
(44)
|
(45)
|
|
Other Items |
(327)
|
(300)
|
(257)
|
(343)
|
(307)
|
(340)
|
(414)
|
(468)
|
(492)
|
(450)
|
(434)
|
(415)
|
(426)
|
(508)
|
(573)
|
(621)
|
(690)
|
(705)
|
(696)
|
(737)
|
(770)
|
(921)
|
(1 004)
|
(658)
|
(314)
|
113
|
258
|
(55)
|
(423)
|
(951)
|
(1 290)
|
(1 466)
|
(1 643)
|
(1 623)
|
(1 441)
|
(1 357)
|
(1 326)
|
(1 449)
|
|
Cash from Investing Activities |
(340)
N/A
|
(313)
+8%
|
(278)
+11%
|
(379)
-36%
|
(339)
+10%
|
(372)
-10%
|
(437)
-18%
|
(481)
-10%
|
(507)
-5%
|
(465)
+8%
|
(449)
+3%
|
(428)
+5%
|
(440)
-3%
|
(525)
-19%
|
(590)
-13%
|
(640)
-8%
|
(707)
-11%
|
(721)
-2%
|
(714)
+1%
|
(756)
-6%
|
(791)
-5%
|
(941)
-19%
|
(1 024)
-9%
|
(680)
+34%
|
(337)
+50%
|
84
N/A
|
226
+170%
|
(86)
N/A
|
(455)
-429%
|
(980)
-115%
|
(1 322)
-35%
|
(1 505)
-14%
|
(1 684)
-12%
|
(1 666)
+1%
|
(1 485)
+11%
|
(1 399)
+6%
|
(1 370)
+2%
|
(1 495)
-9%
|
|
Financing Cash Flow | |||||||||||||||||||||||||||||||||||||||
Net Issuance of Common Stock |
0
|
0
|
0
|
0
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(1)
|
(1)
|
(2)
|
(5)
|
(5)
|
(2)
|
2
|
(11)
|
(18)
|
(20)
|
(23)
|
(30)
|
(64)
|
(78)
|
(78)
|
(56)
|
(8)
|
5
|
(10)
|
(101)
|
(184)
|
(210)
|
(214)
|
(139)
|
(83)
|
(86)
|
(102)
|
(148)
|
|
Net Issuance of Debt |
494
|
494
|
0
|
494
|
0
|
58
|
114
|
107
|
152
|
107
|
32
|
45
|
130
|
141
|
125
|
122
|
183
|
65
|
33
|
22
|
(82)
|
131
|
298
|
119
|
(13)
|
(479)
|
(652)
|
(310)
|
(218)
|
473
|
858
|
846
|
1 016
|
871
|
616
|
454
|
383
|
697
|
|
Cash Paid for Dividends |
(122)
|
(122)
|
0
|
(122)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Other |
(468)
|
(451)
|
(397)
|
(397)
|
(0)
|
(2)
|
(5)
|
(5)
|
(5)
|
(7)
|
(3)
|
(5)
|
(24)
|
(31)
|
(35)
|
(34)
|
(33)
|
(32)
|
(30)
|
(30)
|
(12)
|
(5)
|
(4)
|
(4)
|
(3)
|
(1)
|
0
|
(5)
|
(7)
|
(6)
|
(7)
|
(9)
|
(7)
|
(8)
|
(9)
|
(6)
|
(9)
|
(22)
|
|
Cash from Financing Activities |
(97)
N/A
|
(79)
+18%
|
(26)
+67%
|
(26)
N/A
|
(0)
+99%
|
57
N/A
|
109
+92%
|
102
-7%
|
147
+44%
|
100
-32%
|
27
-73%
|
39
+43%
|
103
+165%
|
105
+1%
|
85
-19%
|
87
+3%
|
153
+76%
|
23
-85%
|
(15)
N/A
|
(28)
-87%
|
(116)
-319%
|
96
N/A
|
231
+142%
|
37
-84%
|
(93)
N/A
|
(536)
-475%
|
(661)
-23%
|
(310)
+53%
|
(235)
+24%
|
365
N/A
|
667
+83%
|
628
-6%
|
796
+27%
|
725
-9%
|
524
-28%
|
363
-31%
|
273
-25%
|
527
+93%
|
|
Change in Cash | |||||||||||||||||||||||||||||||||||||||
Effect of Foreign Exchange Rates |
(1)
|
(10)
|
(15)
|
(8)
|
(8)
|
(1)
|
3
|
(7)
|
(8)
|
(12)
|
(9)
|
(3)
|
1
|
5
|
8
|
(1)
|
(5)
|
(7)
|
(11)
|
(8)
|
(10)
|
1
|
(1)
|
1
|
9
|
(0)
|
0
|
0
|
(0)
|
0
|
0
|
(0)
|
1
|
(0)
|
(1)
|
0
|
(0)
|
0
|
|
Net Change in Cash |
43
N/A
|
28
-36%
|
87
+216%
|
40
-54%
|
(70)
N/A
|
(33)
+53%
|
(31)
+5%
|
(57)
-82%
|
11
N/A
|
17
+50%
|
(16)
N/A
|
7
N/A
|
68
+819%
|
32
-53%
|
(18)
N/A
|
3
N/A
|
45
+1 229%
|
(21)
N/A
|
14
N/A
|
12
-9%
|
(94)
N/A
|
31
N/A
|
113
+267%
|
303
+169%
|
471
+55%
|
288
-39%
|
170
-41%
|
82
-52%
|
(247)
N/A
|
(143)
+42%
|
(146)
-2%
|
(233)
-59%
|
(116)
+50%
|
(48)
+59%
|
61
N/A
|
48
-21%
|
24
-49%
|
199
+719%
|
|
Free Cash Flow | |||||||||||||||||||||||||||||||||||||||
Free Cash Flow |
467
N/A
|
417
-11%
|
385
-8%
|
417
+8%
|
246
-41%
|
252
+3%
|
272
+8%
|
316
+16%
|
364
+15%
|
379
+4%
|
400
+6%
|
387
-3%
|
390
+1%
|
431
+10%
|
463
+7%
|
539
+16%
|
587
+9%
|
669
+14%
|
735
+10%
|
784
+7%
|
801
+2%
|
856
+7%
|
887
+4%
|
922
+4%
|
870
-6%
|
711
-18%
|
574
-19%
|
446
-22%
|
411
-8%
|
442
+8%
|
476
+8%
|
606
+27%
|
731
+21%
|
850
+16%
|
979
+15%
|
1 042
+6%
|
1 078
+3%
|
1 122
+4%
|