Ladder Capital Corp

NYSE:LADR

Ladder Capital Corp is a commercial real estate finance company. It makes loans to property owners and investors, buys and holds commercial mortgage securities, and also owns some income-producing real estate. Its main customers are commercial property borrowers, including owners of offices, warehouses, multifamily buildings, retail properties, and other income-producing assets. The company earns money in a few ways: interest on its loan book, cash flow from its securities portfolio, and rental income from the properties it owns. It packages this mix inside a real estate investment trust, or REIT, which means it focuses on property-related income rather than building or managing real estate for sale. What makes Ladder different is that it sits in the middle of the commercial real estate financing chain. It does not just lend like a bank or just own buildings like a landlord; it combines lending, bond investing, and direct property ownership. That gives it multiple ways to earn from commercial real estate while serving borrowers that need flexible financing outside the traditional bank market.