SmartPay Holdings Ltd
NZX:SPY
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EV/EBIT
Enterprise Value to EBIT (EV/EBIT) ratio compares a company`s total enterprise value to its earnings before interest and taxes. It shows how much investors are paying for each dollar of the company`s earnings, including both equity and debt.
Enterprise Value to EBIT (EV/EBIT) ratio compares a company`s total enterprise value to its earnings before interest and taxes. It shows how much investors are paying for each dollar of the company`s earnings, including both equity and debt.
Valuation Scenarios
If EV/EBIT returns to its 3-Year Average (45.8), the stock would be worth NZ$0.29 (76% downside from current price).
| Scenario | EV/EBIT Value | Implied Price | Upside/Downside |
|---|---|---|---|
| Current Multiple | 187.9 | NZ$1.2 |
0%
|
| 3-Year Average | 45.8 | NZ$0.29 |
-76%
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| 5-Year Average | 34.1 | NZ$0.22 |
-82%
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| Industry Average | 47.9 | NZ$0.3 |
-75%
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| Country Average | 18.4 | NZ$0.12 |
-90%
|
Forward EV/EBIT
Today’s price vs future ebit
| Today's Enterprise Value | EBIT | Forward EV/EBIT | ||
|---|---|---|---|---|
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NZ$296m
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/ |
Apr 2025
NZ$1.6m
|
= |
|
|
NZ$296m
|
/ |
Mar 2026
NZ$7.8m
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= |
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NZ$296m
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/ |
Mar 2027
NZ$13.6m
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= |
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NZ$296m
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/ |
Mar 2028
NZ$20.4m
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= |
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Forward EV/EBIT shows whether today’s EV/EBIT still looks high or low once future ebit are taken into account.
Peer Comparison
| Market Cap | EV/EBIT | P/E | ||||
|---|---|---|---|---|---|---|
| NZ |
|
SmartPay Holdings Ltd
NZX:SPY
|
289.1m NZD | 187.9 | -399.9 | |
| US |
|
Visa Inc
NYSE:V
|
590.4B USD | 21.3 | 28.7 | |
| US |
|
Mastercard Inc
NYSE:MA
|
450.7B USD | 23.6 | 30.1 | |
| US |
|
Automatic Data Processing Inc
NASDAQ:ADP
|
79.2B USD | 14.4 | 18.7 | |
| US |
|
PayPal Holdings Inc
NASDAQ:PYPL
|
46.4B USD | 7.2 | 8.9 | |
| NL |
|
Adyen NV
AEX:ADYEN
|
30.8B EUR | 18.2 | 28.9 | |
| US |
|
Fiserv Inc
NASDAQ:FISV
|
32.5B USD | 10.4 | 9.3 | |
| US |
|
Paychex Inc
NASDAQ:PAYX
|
32.2B USD | 14 | 19.7 | |
| ES |
|
Amadeus IT Group SA
MAD:AMS
|
21.5B EUR | 12.9 | 16.3 | |
| US |
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Fidelity National Information Services Inc
NYSE:FIS
|
23.5B USD | 19.5 | 61.5 | |
| US |
F
|
Fleetcor Technologies Inc
NYSE:CPAY
|
21.4B USD | 13.8 | 20.2 |
Market Distribution
| Min | 4.9 |
| 30th Percentile | 14.7 |
| Median | 18.4 |
| 70th Percentile | 29.3 |
| Max | 518.2 |
Other Multiples
SmartPay Holdings Ltd
Glance View
SmartPay Holdings Ltd. is engaged in the provision of payment solutions. The firm designs, develops and implements payment solutions for customers in New Zealand and Australia. The company offers a range of payment and data management solutions for retail, business payment and transactional processing requirements. The firm is the electronic funds transfer at point of sale (EFTPOS) terminal provider throughout Australia. The company licenses its technologies to third parties. The firm is a supplier of taxi payment solutions in New Zealand. The firm offers wireless EFTPOS Machines that allow accepting a credit card onsite. Its stationary countertop solutions are capable of connecting through the Internet. Its EFTPOS terminals are available for hire for a trade show on a short term lease. The firm has over 45,000 EFTPOS terminals throughout Australia and New Zealand, servicing the payment needs of approximately 18,000 merchants.
