X

XTM Inc
CNSX:PAID

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XTM Inc
CNSX:PAID
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Price: 0.01 CAD Market Closed
Market Cap: CA$2.8m

P/FCFE

-0.8
Current
89%
Cheaper
vs 3-y average of -7.3

Price to Free Cash Flow to Equity (P/FCFE) ratio compares a company`s market value to the free cash flow available to its shareholders. It`s similar to the P/OCF ratio but more precise, since it accounts for capital expenditures deducted from operating cash flow.

P/FCFE
-0.8
=
Market Cap
CA$2.8m
/
Free Cash Flow to Equity
CA$-3.3m

Price to Free Cash Flow to Equity (P/FCFE) ratio compares a company`s market value to the free cash flow available to its shareholders. It`s similar to the P/OCF ratio but more precise, since it accounts for capital expenditures deducted from operating cash flow.

P/FCFE
-0.8
=
Market Cap
CA$2.8m
/
Free Cash Flow to Equity
CA$-3.3m

Valuation Scenarios

XTM Inc is trading above its industry average

If P/FCFE returns to its Industry Average (21), the stock would be worth CA$-0.25 (2 607% downside from current price).

Statistics
Positive Scenarios
0/2
Maximum Downside
-2 722%
Maximum Upside
No Upside Scenarios
Average Downside
2 665%
Scenario P/FCFE Value Implied Price Upside/Downside
Current Multiple -0.8 CA$0.01
0%
Industry Average 21 CA$-0.25
-2 607%
Country Average 22 CA$-0.26
-2 722%

Forward P/FCFE
Today’s price vs future free cash flow to equity

Not enough data available to calculate forward P/FCFE

Peer Comparison

All Multiples
P/FCFE
P/E
All Countries
Close
Market Cap P/FCFE P/E
CA
XTM Inc
CNSX:PAID
2.8m CAD -0.8 -0.1
US
Visa Inc
NYSE:V
618.2B USD 26.2 28.1
US
Mastercard Inc
NYSE:MA
443.4B USD 27.1 29.6
US
Automatic Data Processing Inc
NASDAQ:ADP
86.3B USD 22.5 20.4
US
PayPal Holdings Inc
NASDAQ:PYPL
46.4B USD 8.1 8.9
NL
Adyen NV
AEX:ADYEN
30.2B EUR 35.9 28.4
US
Fiserv Inc
NASDAQ:FISV
33.2B USD 6.2 9.5
US
Paychex Inc
NASDAQ:PAYX
33.3B USD 5.4 20.4
ES
Amadeus IT Group SA
MAD:AMS
21.1B EUR 11 15.9
US
Fidelity National Information Services Inc
NYSE:FIS
23.9B USD 9.2 62.6
US
Affirm Holdings Inc
NASDAQ:AFRM
22.4B USD 11.6 78.9
P/E Multiple
Earnings Growth PEG
CA
X
XTM Inc
CNSX:PAID
Average P/E: 30.3
Negative Multiple: -0.1
N/A N/A
US
Visa Inc
NYSE:V
28.1
17%
1.7
US
Mastercard Inc
NYSE:MA
29.6
18%
1.6
US
Automatic Data Processing Inc
NASDAQ:ADP
20.4
9%
2.3
US
PayPal Holdings Inc
NASDAQ:PYPL
8.9
5%
1.8
NL
Adyen NV
AEX:ADYEN
28.4
21%
1.4
US
Fiserv Inc
NASDAQ:FISV
9.5
16%
0.6
US
Paychex Inc
NASDAQ:PAYX
20.4
12%
1.7
ES
Amadeus IT Group SA
MAD:AMS
15.9
13%
1.2
US
Fidelity National Information Services Inc
NYSE:FIS
62.6
118%
0.5
US
Affirm Holdings Inc
NASDAQ:AFRM
78.9
150%
0.5

Market Distribution

Lower than 100% of companies in Canada
Percentile
0th
Based on 1 366 companies
0th percentile
-0.8
Low
0 — 13.2
Typical Range
13.2 — 36
High
36 —
Distribution Statistics
Canada
Min 0
30th Percentile 13.2
Median 22
70th Percentile 36
Max 116 589.8

XTM Inc
Glance View

Market Cap
2.8m CAD
Industry
Technology

XTM, Inc. a financial technology company, which engages in designing, building, and maintaining payment and ecommerce solutions customized for business and consumers in Canada. The company is headquartered in Toronto, Ontario. The company went IPO on 2020-03-10. The firm is engaged in disseminating earned wages and gratuities access to service workers in the hospitality and personal care space. Its products include issuing cards, pre-authorized debit, direct deposit accounts, digital banking, visa direct, among others. The firm is a global card issuer and real-time payment specialist, and its technology is used by restaurants and salons at no charge to automate and expedite worker payouts and eliminate cash from their ecosystems. Its Today Solution consists of a free mobile application (app) and a Visa or Mastercard debit card with free banking features, which is used by thousands of restaurants, salons and staff across Canada and the United States. Its payroll solution allows businesses to pay their employees at any frequency. Its app comes with a range of standard and custom features that can be added or removed to meet the needs of employees.

PAID Intrinsic Value
0.08 CAD
Undervaluation 88%
Intrinsic Value
Price CA$0.01
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