Affirm Holdings Inc
NASDAQ:AFRM

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Affirm Holdings Inc
NASDAQ:AFRM
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Price: 52.34 USD 5.21% Market Closed
Market Cap: 16.8B USD

Relative Value

The Relative Value of one AFRM stock under the Base Case scenario is 81.37 USD. Compared to the current market price of 52.34 USD, Affirm Holdings Inc is Undervalued by 36%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

AFRM Relative Value
Base Case
81.37 USD
Undervaluation 36%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

vs History
50
vs Industry
19
Median 3Y
5.3
Median 5Y
6.4
Industry
2.3
Forward
5.1
vs History
vs Industry
Median 3Y
-12.7
Median 5Y
-16
Industry
22.3
Forward
-4 664.9
vs History
42
vs Industry
28
Median 3Y
20.6
Median 5Y
9.1
Industry
16.8
vs History
40
vs Industry
42
Median 3Y
7.2
Median 5Y
8.8
Industry
21.1
vs History
33
vs Industry
20
Median 3Y
3.2
Median 5Y
4.4
Industry
2.8
vs History
48
vs Industry
12
Median 3Y
7.8
Median 5Y
8.7
Industry
2.3
Forward
7
vs History
vs Industry
Median 3Y
0
Median 5Y
0
Industry
4.7
vs History
14
vs Industry
3
Median 3Y
-12.8
Median 5Y
-14
Industry
12.2
Forward
27.8
vs History
vs Industry
Median 3Y
-18.1
Median 5Y
-25.6
Industry
16
Forward
-133.1
vs History
44
vs Industry
20
Median 3Y
32.2
Median 5Y
13
Industry
15.2
vs History
33
vs Industry
15
Median 3Y
-13.5
Median 5Y
-28.8
Industry
18.4
vs History
37
vs Industry
41
Median 3Y
1.9
Median 5Y
2.1
Industry
2.3

Multiples Across Competitors

AFRM Competitors Multiples
Affirm Holdings Inc Competitors

Market Cap P/S P/E EV/EBITDA EV/EBIT
US
Affirm Holdings Inc
NASDAQ:AFRM
16.5B USD 6.6 -83.1 147.3 -449.2
US
Visa Inc
NYSE:V
741B USD 19.7 37.7 28.5 29.7
US
Mastercard Inc
NYSE:MA
509B USD 17.5 38.7 28.9 30.5
US
Automatic Data Processing Inc
NASDAQ:ADP
123.3B USD 6.1 30.8 21.2 23.5
US
Fiserv Inc
NYSE:FI
103B USD 5 31.7 14.1 21.2
US
PayPal Holdings Inc
NASDAQ:PYPL
65.8B USD 2.1 14.5 9.4 11
US
Paychex Inc
NASDAQ:PAYX
54B USD 9.9 31 21.4 23
NL
Adyen NV
AEX:ADYEN
46.2B EUR 20.5 50 36.4 40.7
US
Fidelity National Information Services Inc
NYSE:FIS
41.9B USD 4.1 28.9 14.7 29.2
ES
Amadeus IT Group SA
MAD:AMS
30.8B EUR 5 24.5 13.6 19.2
US
Broadridge Financial Solutions Inc
NYSE:BR
27.3B USD 4.1 35.9 21.7 28.1