` Comparison: 2888, LLOY - Alpha Spread

2888
vs
LLOY

Over the past 12 months, Standard Chartered PLC has outperformed LLOY, delivering a return of +100% compared to the LLOY's +81% growth.

Valuation Growth Profitability Solvency Stocks Performance
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2888
LLOY
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Stocks Compared:
2888 LLOY
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Valuation Comparison

Intrinsic Value
211.16 HKD
Undervaluation 8%
Intrinsic Value
Price
LLOY Intrinsic Value
170.97 GBX
Undervaluation 42%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Standard Chartered PLC
HKEX:2888
193.6 HKD
Lloyds Banking Group PLC
LSE:LLOY
99.96 GBX
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Valuation Scenario:
Bear Case
Base Case
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Growth Comparison

Growth Over Time
2888, LLOY

2888
LLOY
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Standard Chartered PLC
Revenue
Lloyds Banking Group PLC
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
2888, LLOY

2888
LLOY
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Standard Chartered PLC
HKEX:2888
FCF is not applicable for financial companies
Lloyds Banking Group PLC
LSE:LLOY
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

Standard Chartered PLC
LLOY
LTM 3Y Avg 5Y Avg 10Y Avg
Standard Chartered PLC
Not applicable for financial companies
Lloyds Banking Group PLC
Not applicable for financial companies

Operating Margin

Standard Chartered PLC
LLOY
LTM 3Y Avg 5Y Avg 10Y Avg
Standard Chartered PLC
Not applicable for financial companies
Lloyds Banking Group PLC
Not applicable for financial companies

Net Margin

Standard Chartered PLC
20.8%
LLOY
15.4%

FCF Margin

Standard Chartered PLC
LLOY
LTM 3Y Avg 5Y Avg 10Y Avg
Standard Chartered PLC
Not applicable for financial companies
Lloyds Banking Group PLC
Not applicable for financial companies

ROE

Standard Chartered PLC
13.1%
LLOY
11.3%

ROA

Standard Chartered PLC
0.8%
LLOY
0.6%

ROIC

Standard Chartered PLC
LLOY
LTM 3Y Avg 5Y Avg 10Y Avg
Standard Chartered PLC
Not applicable for financial companies
Lloyds Banking Group PLC
Not applicable for financial companies

ROCE

Standard Chartered PLC
LLOY
LTM 3Y Avg 5Y Avg 10Y Avg
Standard Chartered PLC
Not applicable for financial companies
Lloyds Banking Group PLC
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
2888, LLOY

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2888
LLOY
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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
2888, LLOY

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2888
LLOY
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
2888, LLOY

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2888
LLOY
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