` Comparison: 5, C - Alpha Spread

5
vs
C

Over the past 12 months, HSBC Holdings PLC has underperformed C, delivering a return of +62% compared to the C's +70% growth.

Valuation Growth Profitability Solvency Stocks Performance
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5
C
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5 C
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Valuation Comparison

Intrinsic Value
87.59 HKD
Overvaluation 28%
Intrinsic Value
Price
C Intrinsic Value
131.05 USD
Undervaluation 10%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
HSBC Holdings PLC
HKEX:5
121.3 HKD
Citigroup Inc
NYSE:C
118.35 USD
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Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
5, C

5
C
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
HSBC Holdings PLC
Revenue
Citigroup Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
5, C

5
C
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
HSBC Holdings PLC
HKEX:5
FCF is not applicable for financial companies
Citigroup Inc
NYSE:C
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

HSBC Holdings PLC
C
LTM 3Y Avg 5Y Avg 10Y Avg
HSBC Holdings PLC
Not applicable for financial companies
Citigroup Inc
Not applicable for financial companies

Operating Margin

HSBC Holdings PLC
C
LTM 3Y Avg 5Y Avg 10Y Avg
HSBC Holdings PLC
Not applicable for financial companies
Citigroup Inc
Not applicable for financial companies

Net Margin

HSBC Holdings PLC
21.3%
C
15.8%
LTM 3Y Avg 5Y Avg 10Y Avg
HSBC Holdings PLC
Citigroup Inc

FCF Margin

HSBC Holdings PLC
C
LTM 3Y Avg 5Y Avg 10Y Avg
HSBC Holdings PLC
Not applicable for financial companies
Citigroup Inc
Not applicable for financial companies

ROE

HSBC Holdings PLC
11.8%
C
6.4%
LTM 3Y Avg 5Y Avg 10Y Avg
HSBC Holdings PLC
Citigroup Inc

ROA

HSBC Holdings PLC
0.7%
C
0.5%
LTM 3Y Avg 5Y Avg 10Y Avg
HSBC Holdings PLC
Citigroup Inc

ROIC

HSBC Holdings PLC
C
LTM 3Y Avg 5Y Avg 10Y Avg
HSBC Holdings PLC
Not applicable for financial companies
Citigroup Inc
Not applicable for financial companies

ROCE

HSBC Holdings PLC
C
LTM 3Y Avg 5Y Avg 10Y Avg
HSBC Holdings PLC
Not applicable for financial companies
Citigroup Inc
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
5, C

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5
C
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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
5, C

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5
C
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
5, C

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5
C
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