` Comparison: HWC, MTB - Alpha Spread

HWC
vs
MTB

Over the past 12 months, HWC has underperformed MTB, delivering a return of +12% compared to the MTB's +14% growth.

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HWC
MTB
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One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
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Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
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Valuation Comparison

HWC Intrinsic Value
80.55 USD
Undervaluation 24%
Intrinsic Value
Price
MTB Intrinsic Value
249.1 USD
Undervaluation 22%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Hancock Whitney Corp
NASDAQ:HWC
61.31 USD
M&T Bank Corp
NYSE:MTB
193.6 USD
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
HWC, MTB

HWC
MTB
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Hancock Whitney Corp
Revenue
M&T Bank Corp
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
HWC, MTB

HWC
MTB
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Hancock Whitney Corp
NASDAQ:HWC
FCF is not applicable for financial companies
M&T Bank Corp
NYSE:MTB
FCF is not applicable for financial companies
What is Free Cash Flow?

Gross Margin

HWC
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
Hancock Whitney Corp
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

Operating Margin

HWC
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
Hancock Whitney Corp
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

Net Margin

HWC
32.2%
MTB
27%
LTM 3Y Avg 5Y Avg 10Y Avg
Hancock Whitney Corp
M&T Bank Corp

FCF Margin

HWC
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
Hancock Whitney Corp
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

ROE

HWC
11.5%
MTB
8.9%
LTM 3Y Avg 5Y Avg 10Y Avg
Hancock Whitney Corp
M&T Bank Corp

ROA

HWC
1.3%
MTB
1.2%
LTM 3Y Avg 5Y Avg 10Y Avg
Hancock Whitney Corp
M&T Bank Corp

ROIC

HWC
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
Hancock Whitney Corp
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

ROCE

HWC
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
Hancock Whitney Corp
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
HWC, MTB

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Performance Gap
HWC, MTB

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HWC
MTB
Difference
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Performance By Year
HWC, MTB

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HWC
MTB
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