` MBCN (Middlefield Banc Corp) vs MTB (M&T Bank Corp) Comparison - Alpha Spread

MBCN
vs
MTB

Over the past 12 months, MBCN has outperformed MTB, delivering a return of +32% compared to the MTB's +30% growth.

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MBCN
MTB
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One-click summary across all key metrics.
Ranked results with clear takeaways.
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Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
We need a little more time to summarize the results

Valuation Comparison

MBCN Intrinsic Value
29.25 USD
Overvaluation 4%
Intrinsic Value
Price
MTB Intrinsic Value
248.95 USD
Undervaluation 19%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Middlefield Banc Corp
NASDAQ:MBCN
30.32 USD
M&T Bank Corp
NYSE:MTB
202.82 USD
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
MBCN vs MTB

MBCN
MTB
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Middlefield Banc Corp
Revenue
M&T Bank Corp
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
MBCN vs MTB

MBCN
MTB
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Middlefield Banc Corp
NASDAQ:MBCN
FCF is not applicable for financial companies
M&T Bank Corp
NYSE:MTB
FCF is not applicable for financial companies
What is Free Cash Flow?

Gross Margin

MBCN
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
Middlefield Banc Corp
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

Operating Margin

MBCN
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
Middlefield Banc Corp
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

Net Margin

MBCN
23.4%
MTB
26.7%

FCF Margin

MBCN
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
Middlefield Banc Corp
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

ROE

MBCN
7.7%
MTB
8.9%

ROA

MBCN
0.9%
MTB
1.2%

ROIC

MBCN
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
Middlefield Banc Corp
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

ROCE

MBCN
MTB
LTM 3Y Avg 5Y Avg 10Y Avg
Middlefield Banc Corp
Not applicable for financial companies
M&T Bank Corp
Not applicable for financial companies

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
MBCN vs MTB

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Performance Gap
MBCN vs MTB

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MBCN
MTB
Difference
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Performance By Year
MBCN vs MTB

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MBCN
MTB
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