` HDFCLIFE (HDFC Life Insurance Company Ltd) vs 601318 (Ping An Insurance Group Co of China Ltd) Comparison - Alpha Spread

HDFCLIFE
vs
601318

Over the past 12 months, HDFCLIFE has underperformed Ping An Insurance Group Co of China Ltd, delivering a return of +30% compared to the Ping An Insurance Group Co of China Ltd's +32% growth.

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HDFCLIFE
601318
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One-click summary across all key metrics.
Ranked results with clear takeaways.
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Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
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Valuation Comparison

HDFCLIFE Intrinsic Value
648.99 INR
Overvaluation 17%
Intrinsic Value
Price
Intrinsic Value
129.95 CNY
Undervaluation 57%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
HDFC Life Insurance Company Ltd
NSE:HDFCLIFE
785.85 INR
Ping An Insurance Group Co of China Ltd
SSE:601318
55.8 CNY
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
HDFCLIFE vs 601318

HDFCLIFE
601318
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
HDFC Life Insurance Company Ltd
Revenue
Ping An Insurance Group Co of China Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
HDFCLIFE vs 601318

HDFCLIFE
601318
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
HDFC Life Insurance Company Ltd
NSE:HDFCLIFE
FCF is not applicable for financial companies
Ping An Insurance Group Co of China Ltd
SSE:601318
FCF is not applicable for financial companies
What is Free Cash Flow?

Gross Margin

HDFCLIFE
Ping An Insurance Group Co of China Ltd
LTM 3Y Avg 5Y Avg 10Y Avg
HDFC Life Insurance Company Ltd
Not applicable for financial companies
Ping An Insurance Group Co of China Ltd
Not applicable for financial companies

Operating Margin

HDFCLIFE
Ping An Insurance Group Co of China Ltd
LTM 3Y Avg 5Y Avg 10Y Avg
HDFC Life Insurance Company Ltd
Not applicable for financial companies
Ping An Insurance Group Co of China Ltd
Not applicable for financial companies

Net Margin

HDFCLIFE
1.9%
Ping An Insurance Group Co of China Ltd
13.9%

FCF Margin

HDFCLIFE
Ping An Insurance Group Co of China Ltd
LTM 3Y Avg 5Y Avg 10Y Avg
HDFC Life Insurance Company Ltd
Not applicable for financial companies
Ping An Insurance Group Co of China Ltd
Not applicable for financial companies

ROE

HDFCLIFE
11.8%
Ping An Insurance Group Co of China Ltd
12.8%

ROA

HDFCLIFE
0.6%
Ping An Insurance Group Co of China Ltd
0.9%

ROIC

HDFCLIFE
Ping An Insurance Group Co of China Ltd
LTM 3Y Avg 5Y Avg 10Y Avg
HDFC Life Insurance Company Ltd
Not applicable for financial companies
Ping An Insurance Group Co of China Ltd
Not applicable for financial companies

ROCE

HDFCLIFE
Ping An Insurance Group Co of China Ltd
LTM 3Y Avg 5Y Avg 10Y Avg
HDFC Life Insurance Company Ltd
Not applicable for financial companies
Ping An Insurance Group Co of China Ltd
Not applicable for financial companies

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
HDFCLIFE vs 601318

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HDFCLIFE
601318
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Performance Gap
HDFCLIFE vs 601318

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HDFCLIFE
601318
Difference
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Performance By Year
HDFCLIFE vs 601318

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HDFCLIFE
601318
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