` Comparison: IFIN, SOFI - Alpha Spread

I
IFIN
vs
SOFI

Over the past 12 months, IFIN has underperformed SOFI, delivering a return of 0% compared to the SOFI's +83% growth.

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IFIN
SOFI
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Stocks Compared:
IFIN SOFI
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Valuation Comparison

IFIN Intrinsic Value
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SOFI Intrinsic Value
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Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
I
InFintT Acquisition Corp
NYSE:IFIN
6.28 USD
SoFi Technologies Inc
NASDAQ:SOFI
26.62 USD
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Valuation Scenario:
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Base Case
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Growth Comparison

Growth Over Time
IFIN, SOFI

IFIN
SOFI
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
I
InFintT Acquisition Corp
Revenue
SoFi Technologies Inc
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
IFIN, SOFI

IFIN
SOFI
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
I
InFintT Acquisition Corp
NYSE:IFIN
SoFi Technologies Inc
NASDAQ:SOFI
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

IFIN
0%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
I
InFintT Acquisition Corp
SoFi Technologies Inc
Not applicable for financial companies

Operating Margin

IFIN
0%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
I
InFintT Acquisition Corp
SoFi Technologies Inc
Not applicable for financial companies

Net Margin

IFIN
0%
SOFI
19.3%

FCF Margin

IFIN
0%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
I
InFintT Acquisition Corp
SoFi Technologies Inc
Not applicable for financial companies

ROE

IFIN
3.2%
SOFI
8.6%

ROA

IFIN
2.8%
SOFI
1.6%

ROIC

IFIN
-2.3%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
I
InFintT Acquisition Corp
SoFi Technologies Inc
Not applicable for financial companies

ROCE

IFIN
-2.4%
SOFI
LTM 3Y Avg 5Y Avg 10Y Avg
I
InFintT Acquisition Corp
SoFi Technologies Inc
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
IFIN, SOFI

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IFIN
SOFI
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Performance Gap
IFIN, SOFI

Performance Gap Between IFIN and SOFI
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Performance By Year
IFIN, SOFI

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IFIN
SOFI
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