` Comparison: LYG, STAN - Alpha Spread

LYG
vs
STAN

Over the past 12 months, LYG has outperformed STAN, delivering a return of +102% compared to the STAN's +84% growth.

Valuation Growth Profitability Solvency Stocks Performance
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LYG
STAN
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Stocks Compared:
LYG STAN
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Valuation Comparison

LYG Intrinsic Value
9.37 USD
Undervaluation 43%
Intrinsic Value
Price
STAN Intrinsic Value
2 008.71 GBX
Undervaluation 10%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Lloyds Banking Group PLC
NYSE:LYG
5.31 USD
Standard Chartered PLC
LSE:STAN
1 806.5 GBX
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Valuation Scenario:
Bear Case
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Growth Comparison

Growth Over Time
LYG, STAN

LYG
STAN
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Lloyds Banking Group PLC
Revenue
Standard Chartered PLC
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
LYG, STAN

LYG
STAN
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Lloyds Banking Group PLC
NYSE:LYG
FCF is not applicable for financial companies
Standard Chartered PLC
LSE:STAN
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

LYG
STAN
LTM 3Y Avg 5Y Avg 10Y Avg
Lloyds Banking Group PLC
Not applicable for financial companies
Standard Chartered PLC
Not applicable for financial companies

Operating Margin

LYG
STAN
LTM 3Y Avg 5Y Avg 10Y Avg
Lloyds Banking Group PLC
Not applicable for financial companies
Standard Chartered PLC
Not applicable for financial companies

Net Margin

LYG
15.4%
STAN
20.8%

FCF Margin

LYG
STAN
LTM 3Y Avg 5Y Avg 10Y Avg
Lloyds Banking Group PLC
Not applicable for financial companies
Standard Chartered PLC
Not applicable for financial companies

ROE

LYG
11.3%
STAN
13.1%

ROA

LYG
0.6%
STAN
0.8%

ROIC

LYG
STAN
LTM 3Y Avg 5Y Avg 10Y Avg
Lloyds Banking Group PLC
Not applicable for financial companies
Standard Chartered PLC
Not applicable for financial companies

ROCE

LYG
STAN
LTM 3Y Avg 5Y Avg 10Y Avg
Lloyds Banking Group PLC
Not applicable for financial companies
Standard Chartered PLC
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
LYG, STAN

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LYG
STAN
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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
LYG, STAN

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LYG
STAN
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
LYG, STAN

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LYG
STAN
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