` USB (US Bancorp) vs JPM (JPMorgan Chase & Co) Comparison - Alpha Spread

USB
vs
JPM

Over the past 12 months, USB has underperformed JPM, delivering a return of +19% compared to the JPM's +37% growth.

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USB
JPM
One-click summary across all key metrics.
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One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
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Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
We need a little more time to summarize the results

Valuation Comparison

USB Intrinsic Value
66.78 USD
Undervaluation 29%
Intrinsic Value
Price
JPM Intrinsic Value
266.61 USD
Overvaluation 6%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
US Bancorp
NYSE:USB
47.66 USD
JPMorgan Chase & Co
NYSE:JPM
282.78 USD
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
USB vs JPM

USB
JPM
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
US Bancorp
Revenue
JPMorgan Chase & Co
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
USB vs JPM

USB
JPM
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
US Bancorp
NYSE:USB
FCF is not applicable for financial companies
JPMorgan Chase & Co
NYSE:JPM
FCF is not applicable for financial companies
What is Free Cash Flow?

Gross Margin

USB
JPM
LTM 3Y Avg 5Y Avg 10Y Avg
US Bancorp
Not applicable for financial companies
JPMorgan Chase & Co
Not applicable for financial companies

Operating Margin

USB
JPM
LTM 3Y Avg 5Y Avg 10Y Avg
US Bancorp
Not applicable for financial companies
JPMorgan Chase & Co
Not applicable for financial companies

Net Margin

USB
22.9%
JPM
32.2%
LTM 3Y Avg 5Y Avg 10Y Avg
US Bancorp
JPMorgan Chase & Co

FCF Margin

USB
JPM
LTM 3Y Avg 5Y Avg 10Y Avg
US Bancorp
Not applicable for financial companies
JPMorgan Chase & Co
Not applicable for financial companies

ROE

USB
10.9%
JPM
16.9%
LTM 3Y Avg 5Y Avg 10Y Avg
US Bancorp
JPMorgan Chase & Co

ROA

USB
0.9%
JPM
1.4%
LTM 3Y Avg 5Y Avg 10Y Avg
US Bancorp
JPMorgan Chase & Co

ROIC

USB
JPM
LTM 3Y Avg 5Y Avg 10Y Avg
US Bancorp
Not applicable for financial companies
JPMorgan Chase & Co
Not applicable for financial companies

ROCE

USB
JPM
LTM 3Y Avg 5Y Avg 10Y Avg
US Bancorp
Not applicable for financial companies
JPMorgan Chase & Co
Not applicable for financial companies

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
USB vs JPM

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Performance Gap
USB vs JPM

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USB
JPM
Difference
www.alphaspread.com

Performance By Year
USB vs JPM

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USB
JPM
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