` WFC (Wells Fargo & Co) vs JPM (JPMorgan Chase & Co) Comparison - Alpha Spread

WFC
vs
JPM

Over the past 12 months, WFC has underperformed JPM, delivering a return of +40% compared to the JPM's +43% growth.

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WFC
JPM
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One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
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Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
We need a little more time to summarize the results

Valuation Comparison

WFC Intrinsic Value
95.02 USD
Undervaluation 13%
Intrinsic Value
Price
JPM Intrinsic Value
267.12 USD
Overvaluation 9%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Wells Fargo & Co
NYSE:WFC
82.36 USD
JPMorgan Chase & Co
NYSE:JPM
292 USD
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
WFC vs JPM

WFC
JPM
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Wells Fargo & Co
Revenue
JPMorgan Chase & Co
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
WFC vs JPM

WFC
JPM
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Wells Fargo & Co
NYSE:WFC
FCF is not applicable for financial companies
JPMorgan Chase & Co
NYSE:JPM
FCF is not applicable for financial companies
What is Free Cash Flow?

Gross Margin

WFC
JPM
LTM 3Y Avg 5Y Avg 10Y Avg
Wells Fargo & Co
Not applicable for financial companies
JPMorgan Chase & Co
Not applicable for financial companies

Operating Margin

WFC
JPM
LTM 3Y Avg 5Y Avg 10Y Avg
Wells Fargo & Co
Not applicable for financial companies
JPMorgan Chase & Co
Not applicable for financial companies

Net Margin

WFC
23.2%
JPM
32.2%

FCF Margin

WFC
JPM
LTM 3Y Avg 5Y Avg 10Y Avg
Wells Fargo & Co
Not applicable for financial companies
JPMorgan Chase & Co
Not applicable for financial companies

ROE

WFC
10.5%
JPM
16.9%

ROA

WFC
1%
JPM
1.4%

ROIC

WFC
JPM
LTM 3Y Avg 5Y Avg 10Y Avg
Wells Fargo & Co
Not applicable for financial companies
JPMorgan Chase & Co
Not applicable for financial companies

ROCE

WFC
JPM
LTM 3Y Avg 5Y Avg 10Y Avg
Wells Fargo & Co
Not applicable for financial companies
JPMorgan Chase & Co
Not applicable for financial companies

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
WFC vs JPM

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Performance Gap
WFC vs JPM

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WFC
JPM
Difference
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Performance By Year
WFC vs JPM

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WFC
JPM
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