` Comparison: GFL, COF - Alpha Spread

GFL
vs
COF

Over the past 12 months, GFL has underperformed COF, delivering a return of 0% compared to the COF's +38% growth.

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GFL
COF
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Valuation Comparison

GFL Intrinsic Value
Not Available
COF Intrinsic Value
315.11 USD
Undervaluation 21%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Geneva Finance Ltd
NZX:GFL
0.3 NZD
Capital One Financial Corp
NYSE:COF
250.51 USD
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Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
GFL, COF

GFL
COF
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Geneva Finance Ltd
Revenue
Capital One Financial Corp
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
GFL, COF

GFL
COF
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Geneva Finance Ltd
NZX:GFL
Capital One Financial Corp
NYSE:COF
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

GFL
54.5%
COF
LTM 3Y Avg 5Y Avg 10Y Avg
Geneva Finance Ltd
Capital One Financial Corp
Not applicable for financial companies

Operating Margin

GFL
13%
COF
LTM 3Y Avg 5Y Avg 10Y Avg
Geneva Finance Ltd
Capital One Financial Corp
Not applicable for financial companies

Net Margin

GFL
2.1%
COF
2.3%

FCF Margin

GFL
-5.6%
COF
LTM 3Y Avg 5Y Avg 10Y Avg
Geneva Finance Ltd
Capital One Financial Corp
Not applicable for financial companies

ROE

GFL
3.7%
COF
1.2%

ROA

GFL
0.7%
COF
0.2%

ROIC

GFL
2.9%
COF
LTM 3Y Avg 5Y Avg 10Y Avg
Geneva Finance Ltd
Capital One Financial Corp
Not applicable for financial companies

ROCE

GFL
4.7%
COF
LTM 3Y Avg 5Y Avg 10Y Avg
Geneva Finance Ltd
Capital One Financial Corp
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
GFL, COF

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Performance Gap
GFL, COF

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GFL
COF
Difference
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Performance By Year
GFL, COF

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GFL
COF
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