` JBNK (Bank of Jerusalem Ltd) vs DSCT (Israel Discount Bank Ltd) Comparison - Alpha Spread

B
JBNK
vs
I
DSCT

Over the past 12 months, JBNK has outperformed DSCT, delivering a return of +89% compared to the DSCT's +70% growth.

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JBNK
DSCT
One-click summary across all key metrics.
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One-click summary across all key metrics.
Ranked results with clear takeaways.
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Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
We need a little more time to summarize the results

Valuation Comparison

B
JBNK Intrinsic Value
1 852.35 ILS
Overvaluation 23%
Intrinsic Value
Price
I
DSCT Intrinsic Value
3 620.9 ILS
Undervaluation 5%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
B
Bank of Jerusalem Ltd
TASE:JBNK
2 414 ILS
I
Israel Discount Bank Ltd
TASE:DSCT
3 457 ILS
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
JBNK vs DSCT

JBNK
DSCT
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
B
Bank of Jerusalem Ltd
Revenue
I
Israel Discount Bank Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
JBNK vs DSCT

JBNK
DSCT
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
B
Bank of Jerusalem Ltd
TASE:JBNK
FCF is not applicable for financial companies
I
Israel Discount Bank Ltd
TASE:DSCT
FCF is not applicable for financial companies
What is Free Cash Flow?

Gross Margin

JBNK
DSCT
LTM 3Y Avg 5Y Avg 10Y Avg
B
Bank of Jerusalem Ltd
Not applicable for financial companies
I
Israel Discount Bank Ltd
Not applicable for financial companies

Operating Margin

JBNK
DSCT
LTM 3Y Avg 5Y Avg 10Y Avg
B
Bank of Jerusalem Ltd
Not applicable for financial companies
I
Israel Discount Bank Ltd
Not applicable for financial companies

Net Margin

JBNK
16.6%
DSCT
22.2%

FCF Margin

JBNK
DSCT
LTM 3Y Avg 5Y Avg 10Y Avg
B
Bank of Jerusalem Ltd
Not applicable for financial companies
I
Israel Discount Bank Ltd
Not applicable for financial companies

ROE

JBNK
11%
DSCT
13.8%

ROA

JBNK
0.7%
DSCT
1%

ROIC

JBNK
DSCT
LTM 3Y Avg 5Y Avg 10Y Avg
B
Bank of Jerusalem Ltd
Not applicable for financial companies
I
Israel Discount Bank Ltd
Not applicable for financial companies

ROCE

JBNK
DSCT
LTM 3Y Avg 5Y Avg 10Y Avg
B
Bank of Jerusalem Ltd
Not applicable for financial companies
I
Israel Discount Bank Ltd
Not applicable for financial companies

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
JBNK vs DSCT

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Performance Gap
JBNK vs DSCT

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JBNK
DSCT
Difference
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Performance By Year
JBNK vs DSCT

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JBNK
DSCT
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