` PHOE (Phoenix Holdings Ltd) vs HARL (Harel Insurance Investments and Financial Services Ltd) Comparison - Alpha Spread

P
PHOE
vs
H
HARL

Over the past 12 months, PHOE has underperformed HARL, delivering a return of +173% compared to the HARL's +200% growth.

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PHOE
HARL
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One-click summary across all key metrics.
Ranked results with clear takeaways.
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Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
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Valuation Comparison

P
PHOE Intrinsic Value
11 740.61 ILS
Undervaluation 16%
Intrinsic Value
Price
H
HARL Intrinsic Value
9 966.47 ILS
Undervaluation 2%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
P
Phoenix Holdings Ltd
TASE:PHOE
9 850 ILS
H
Harel Insurance Investments and Financial Services Ltd
TASE:HARL
9 743 ILS
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
PHOE vs HARL

PHOE
HARL
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
P
Phoenix Holdings Ltd
Revenue
H
Harel Insurance Investments and Financial Services Ltd
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
PHOE vs HARL

PHOE
HARL
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
P
Phoenix Holdings Ltd
TASE:PHOE
FCF is not applicable for financial companies
H
Harel Insurance Investments and Financial Services Ltd
TASE:HARL
FCF is not applicable for financial companies
What is Free Cash Flow?

Gross Margin

PHOE
HARL
LTM 3Y Avg 5Y Avg 10Y Avg
P
Phoenix Holdings Ltd
Not applicable for financial companies
H
Harel Insurance Investments and Financial Services Ltd
Not applicable for financial companies

Operating Margin

PHOE
HARL
LTM 3Y Avg 5Y Avg 10Y Avg
P
Phoenix Holdings Ltd
Not applicable for financial companies
H
Harel Insurance Investments and Financial Services Ltd
Not applicable for financial companies

Net Margin

PHOE
10.5%
HARL
5.8%

FCF Margin

PHOE
HARL
LTM 3Y Avg 5Y Avg 10Y Avg
P
Phoenix Holdings Ltd
Not applicable for financial companies
H
Harel Insurance Investments and Financial Services Ltd
Not applicable for financial companies

ROE

PHOE
19.5%
HARL
12.9%

ROA

PHOE
1.3%
HARL
0.8%

ROIC

PHOE
HARL
LTM 3Y Avg 5Y Avg 10Y Avg
P
Phoenix Holdings Ltd
Not applicable for financial companies
H
Harel Insurance Investments and Financial Services Ltd
Not applicable for financial companies

ROCE

PHOE
HARL
LTM 3Y Avg 5Y Avg 10Y Avg
P
Phoenix Holdings Ltd
Not applicable for financial companies
H
Harel Insurance Investments and Financial Services Ltd
Not applicable for financial companies

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
PHOE vs HARL

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Performance Gap
PHOE vs HARL

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PHOE
HARL
Difference
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Performance By Year
PHOE vs HARL

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PHOE
HARL
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