` Comparison: TDB, BMO - Alpha Spread

TDB
vs
BMO

Over the past 12 months, TDB has underperformed BMO, delivering a return of +18% compared to the BMO's +30% growth.

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TDB
BMO
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One-click summary across all key metrics.
Ranked results with clear takeaways.
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Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
We need a little more time to summarize the results

Valuation Comparison

TDB Intrinsic Value
76.86 EUR
Undervaluation 17%
Intrinsic Value
Price
BMO Intrinsic Value
198.65 CAD
Undervaluation 21%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Toronto-Dominion Bank
XBER:TDB
63.62 EUR
Bank of Montreal
TSX:BMO
156.675 CAD
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
TDB, BMO

TDB
BMO
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Toronto-Dominion Bank
Revenue
Bank of Montreal
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
TDB, BMO

TDB
BMO
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Toronto-Dominion Bank
XBER:TDB
FCF is not applicable for financial companies
Bank of Montreal
TSX:BMO
FCF is not applicable for financial companies
What is Free Cash Flow?

Gross Margin

TDB
BMO
LTM 3Y Avg 5Y Avg 10Y Avg
Toronto-Dominion Bank
Not applicable for financial companies
Bank of Montreal
Not applicable for financial companies

Operating Margin

TDB
BMO
LTM 3Y Avg 5Y Avg 10Y Avg
Toronto-Dominion Bank
Not applicable for financial companies
Bank of Montreal
Not applicable for financial companies

Net Margin

TDB
25.2%
BMO
22.4%

FCF Margin

TDB
BMO
LTM 3Y Avg 5Y Avg 10Y Avg
Toronto-Dominion Bank
Not applicable for financial companies
Bank of Montreal
Not applicable for financial companies

ROE

TDB
14.1%
BMO
9.5%

ROA

TDB
0.8%
BMO
0.6%

ROIC

TDB
BMO
LTM 3Y Avg 5Y Avg 10Y Avg
Toronto-Dominion Bank
Not applicable for financial companies
Bank of Montreal
Not applicable for financial companies

ROCE

TDB
BMO
LTM 3Y Avg 5Y Avg 10Y Avg
Toronto-Dominion Bank
Not applicable for financial companies
Bank of Montreal
Not applicable for financial companies

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
TDB, BMO

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Performance Gap
TDB, BMO

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TDB
BMO
Difference
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Performance By Year
TDB, BMO

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TDB
BMO
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