` Comparison: BBAS3, BBDC4 - Alpha Spread

BBAS3
vs
BBDC4

Over the past 12 months, BBAS3 has underperformed BBDC4, delivering a return of -23% compared to the BBDC4's +24% growth.

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BBAS3
BBDC4
One-click summary across all key metrics.
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One-click summary across all key metrics.
Ranked results with clear takeaways.
No spreadsheets, no guesswork.
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Valuation
Growth
Profitability
Solvency
Comparing Valuation
Running a multi-layered valuation analysis to compare how attractive each stock is.
Comparing Growth
Financial growth, forecasts, volatility, and historical drawdowns.
Comparing Profitability
Margins, returns on capital, and the consistency of profitability.
Comparing Solvency
Debt levels, liquidity, interest coverage, and bankruptcy risk.
Summarizing...
We need a little more time to summarize the results

Valuation Comparison

BBAS3 Intrinsic Value
43.38 BRL
Undervaluation 54%
Intrinsic Value
Price
BBDC4 Intrinsic Value
17.85 BRL
Undervaluation 14%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Banco do Brasil SA
BOVESPA:BBAS3
19.95 BRL
Banco Bradesco SA
BOVESPA:BBDC4
15.41 BRL
Valuation Scenario:
Bear Case
Base Case
Bull Case

Growth Comparison

Growth Over Time
BBAS3, BBDC4

BBAS3
BBDC4
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Banco do Brasil SA
Revenue
Banco Bradesco SA
Revenue

All metrics are calculated based on data from the last 10 years.

Profitability Comparison

Free Cash Flow
BBAS3, BBDC4

BBAS3
BBDC4
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Banco do Brasil SA
BOVESPA:BBAS3
FCF is not applicable for financial companies
Banco Bradesco SA
BOVESPA:BBDC4
FCF is not applicable for financial companies
What is Free Cash Flow?

Gross Margin

BBAS3
BBDC4
LTM 3Y Avg 5Y Avg 10Y Avg
Banco do Brasil SA
Not applicable for financial companies
Banco Bradesco SA
Not applicable for financial companies

Operating Margin

BBAS3
BBDC4
LTM 3Y Avg 5Y Avg 10Y Avg
Banco do Brasil SA
Not applicable for financial companies
Banco Bradesco SA
Not applicable for financial companies

Net Margin

BBAS3
20.5%
BBDC4
11.9%

FCF Margin

BBAS3
BBDC4
LTM 3Y Avg 5Y Avg 10Y Avg
Banco do Brasil SA
Not applicable for financial companies
Banco Bradesco SA
Not applicable for financial companies

ROE

BBAS3
18.9%
BBDC4
9.8%

ROA

BBAS3
1.4%
BBDC4
0.8%

ROIC

BBAS3
BBDC4
LTM 3Y Avg 5Y Avg 10Y Avg
Banco do Brasil SA
Not applicable for financial companies
Banco Bradesco SA
Not applicable for financial companies

ROCE

BBAS3
BBDC4
LTM 3Y Avg 5Y Avg 10Y Avg
Banco do Brasil SA
Not applicable for financial companies
Banco Bradesco SA
Not applicable for financial companies

Solvency Comparison

Balance Sheet Comparison

Stocks Performance

Stocks Performance
BBAS3, BBDC4

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BBAS3
BBDC4
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Performance Gap
BBAS3, BBDC4

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BBAS3
BBDC4
Difference
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Performance By Year
BBAS3, BBDC4

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BBAS3
BBDC4
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