` Comparison: PSSA3, ALV - Alpha Spread

PSSA3
vs
ALV

Over the past 12 months, PSSA3 has underperformed ALV, delivering a return of +23% compared to the ALV's +24% growth.

Valuation Growth Profitability Solvency Stocks Performance
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PSSA3
ALV
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Stocks Compared:
PSSA3 ALV
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Valuation Comparison

PSSA3 Intrinsic Value
52.78 BRL
Undervaluation 9%
Intrinsic Value
Price
ALV Intrinsic Value
526 EUR
Undervaluation 30%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
Porto Seguro SA
BOVESPA:PSSA3
47.97 BRL
Allianz SE
XETRA:ALV
369.9 EUR
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Valuation Scenario:
Bear Case
Base Case
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Growth Comparison

Growth Over Time
PSSA3, ALV

PSSA3
ALV
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Revenue
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
Porto Seguro SA
Revenue
Allianz SE
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
PSSA3, ALV

PSSA3
ALV
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
Porto Seguro SA
BOVESPA:PSSA3
FCF is not applicable for financial companies
Allianz SE
XETRA:ALV
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

PSSA3
ALV
LTM 3Y Avg 5Y Avg 10Y Avg
Porto Seguro SA
Not applicable for financial companies
Allianz SE
Not applicable for financial companies

Operating Margin

PSSA3
ALV
LTM 3Y Avg 5Y Avg 10Y Avg
Porto Seguro SA
Not applicable for financial companies
Allianz SE
Not applicable for financial companies

Net Margin

PSSA3
8.4%
ALV
11%
LTM 3Y Avg 5Y Avg 10Y Avg
Porto Seguro SA
Allianz SE

FCF Margin

PSSA3
ALV
LTM 3Y Avg 5Y Avg 10Y Avg
Porto Seguro SA
Not applicable for financial companies
Allianz SE
Not applicable for financial companies

ROE

PSSA3
22.8%
ALV
25.7%
LTM 3Y Avg 5Y Avg 10Y Avg
Porto Seguro SA
Allianz SE

ROA

PSSA3
6.5%
ALV
1.5%
LTM 3Y Avg 5Y Avg 10Y Avg
Porto Seguro SA
Allianz SE

ROIC

PSSA3
ALV
LTM 3Y Avg 5Y Avg 10Y Avg
Porto Seguro SA
Not applicable for financial companies
Allianz SE
Not applicable for financial companies

ROCE

PSSA3
ALV
LTM 3Y Avg 5Y Avg 10Y Avg
Porto Seguro SA
Not applicable for financial companies
Allianz SE
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
PSSA3, ALV

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PSSA3
ALV
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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
PSSA3, ALV

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PSSA3
ALV
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
PSSA3, ALV

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ALV
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