` Comparison: 8239, DFS - Alpha Spread

C
8239
vs
DFS

Over the past 12 months, Capital Finance Holdings Ltd has significantly outperformed DFS, delivering a return of +1 700% compared to the DFS's +14% growth.

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8239
DFS
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8239 DFS
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Valuation Comparison

C
Intrinsic Value
0.74 HKD
Overvaluation 92%
Intrinsic Value
Price
DFS Intrinsic Value
214.51 USD
Undervaluation 7%
Intrinsic Value
Price
Company Last Price Intrinsic Value DCF Value Relative Value Wall St Target
C
Capital Finance Holdings Ltd
HKEX:8239
9.9 HKD
Discover Financial Services
NYSE:DFS
200.05 USD
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Valuation Scenario:
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Growth Comparison

Growth Over Time
8239, DFS

8239
DFS
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Revenue
www.alphaspread.com
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Company LTM Historical Growth Growth Streak % Positive Years Max Drawdown Volatility Forecasted Growth
3 Years 5 Years 10 Years 1 Year 3 Years
C
Capital Finance Holdings Ltd
Revenue
Discover Financial Services
Revenue

All metrics are calculated based on data from the last 10 years.

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Profitability Comparison

Free Cash Flow
8239, DFS

8239
DFS
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Free Cash Flow
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Company LTM Average Historical Growth FCF Margin Conversion
3 Years 5 Years 3 Years 5 Years 10 Years
C
Capital Finance Holdings Ltd
HKEX:8239
Discover Financial Services
NYSE:DFS
FCF is not applicable for financial companies
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What is Free Cash Flow?

Gross Margin

Capital Finance Holdings Ltd
0%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
C
Capital Finance Holdings Ltd
Discover Financial Services
Not applicable for financial companies

Operating Margin

Capital Finance Holdings Ltd
36.1%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
C
Capital Finance Holdings Ltd
Discover Financial Services
Not applicable for financial companies

Net Margin

Capital Finance Holdings Ltd
-53%
DFS
24.9%

FCF Margin

Capital Finance Holdings Ltd
61.7%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
C
Capital Finance Holdings Ltd
Discover Financial Services
Not applicable for financial companies

ROE

Capital Finance Holdings Ltd
-39.2%
DFS
32.8%

ROA

Capital Finance Holdings Ltd
-8.9%
DFS
3.7%

ROIC

Capital Finance Holdings Ltd
-132%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
C
Capital Finance Holdings Ltd
Discover Financial Services
Not applicable for financial companies

ROCE

Capital Finance Holdings Ltd
12.7%
DFS
LTM 3Y Avg 5Y Avg 10Y Avg
C
Capital Finance Holdings Ltd
Discover Financial Services
Not applicable for financial companies

Solvency Comparison

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Balance Sheet Comparison
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Stocks Performance

Stocks Performance
8239, DFS

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8239
DFS
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1Y 3Y 5Y 10Y 15Y 20Y
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Performance Gap
8239, DFS

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8239
DFS
Difference
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1Y 3Y 5Y 10Y 15Y 20Y

Performance By Year
8239, DFS

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8239
DFS
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